2340 Dunkirk Dr, Owings, MD 20736 Property Records

Calvert County property record for 2340 Dunkirk Dr, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,500 sqft · built 1984
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$22,000 (Aug 1981)
Tax Bill$5,370 (2025)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-082733

Property Details

APN / Parcel Number

Primary APN03-082733
Alternative APNs
  • 3082733
  • 082733

Interior

Full Baths2 Baths
Building Area1,500 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleSplit Foyer
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeDetached
Garage Area960 sqft

Exterior Amenities

PorchSlab
Porch Area252 sqft
Patio Area182 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number082733
Street Address2340 DUNKIRK DR
CityOWINGS
StateMD
Zip20736-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 7 DUNKIRK HALL
Legal SubdivisionDUNKIRK HALL
Legal Lot Number7
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2007
Census Tract860200

Owner

Source: Calvert County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2340 DUNKIRK DR, OWINGS, MD 20736-9410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 7, 1981 · Amount on Record
Deed SaleAug 7, 1981 · Amount on Record
Deed Book / Page276 / 735
Last Transfer DateAug 12, 2024
Transfer Doc0067460516
Record UpdatedSep 20, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address2340 DUNKIRK DR, OWINGS, MD 20736-9410
Document Number0053190033
Instrument DateNov 19, 2018
Transaction TypeMortgage
Record UpdatedFeb 27, 2019
Title CompanyIMORTGAGE SERVICES LLC, IMORTGAGE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2340 DUNKIRK DR OWINGS MD 207369410, OWINGS, MD 20736-9410

Mortgage

Document Number0053190033
DateFeb 14, 2019
Book Page005319/000033
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$488,933 (+2.48%)$512,600 (+7.44%) Land $194,000 Building $318,600
2025$5,370.00 (+16.26%) Homeowner's exemption$477,100 (+7.32%) Land $194,000 Building $283,100$477,100 (-) Land $194,000 Building $283,100
2023$4,619.00 Homeowner's exemption$444,567$477,100 Land $194,000 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dunkirk Dr

Nearby Streets

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