2310 Dunkirk Dr, Owings, MD 20736 Property Records

Calvert County property record for 2310 Dunkirk Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,820 sqft · built 1980
Lot Size	5.12 acres (223,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Aug 2026)
Tax Bill	$6,248 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-082776`

Property Details

APN / Parcel Number

Primary APN	`03-082776`
Alternative APNs	`3082776` `082776`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,820 sqft Total Area
Basement Area	705 sqft
Finished Basement	705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	223,027 sqft (5.12 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	902 sqft
Porch	Slab
Porch Area	282 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	082776
Street Address	2310 DUNKIRK DR
City	OWINGS
State	MD
Zip	20736-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 10 DUNKIRK HALL
Legal Subdivision	DUNKIRK HALL
Legal Lot Number	10
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2007
Census Tract	860200

Owner

Source: Calvert County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2310 DUNKIRK DR, OWINGS, MD 20736-9410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 12, 2017	Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	2026
Deed Book / Page	6951 / 495
Transfer Doc	0014910382
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 19, 2026
Property Address	2310 DUNKIRK DR, OWINGS, MD 20736-9410
Document Number	6951000495
Book / Page	6951 / 495
Instrument Date	Aug 17, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2310 DUNKIRK DR, OWINGS, MD 20736-9410

Mortgage

Document Number	6951000504,
Date	Aug 19, 2026
Book Page	6951/504

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2310 DUNKIRK DR, OWINGS, MD 20736-9410
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057780326
Date	Nov 30, 2020
Book Page	5778/326

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2310 DUNKIRK DR, OWINGS, MD 20736-9410
Document Number	0054870387
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 DUNKIRK DR OWINGS MD 207369410, OWINGS, MD 20736-9410

Mortgage

Document Number	0054870387
Date	Dec 6, 2019
Book Page	005487/000387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 12, 2017
Property Address	2310 DUNKIRK DR, OWINGS, MD 20736-9410
Document Number	0049920144
Book / Page	4992 / 144
Map Reference	MB JLB3 PL127
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MARYLAND TRUST TITLE & ESCR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 DUNKIRK DR, OWINGS, MD 20736-9410

Mortgage

Document Number	0004992152
Date	May 12, 2017
Instrument	4992/152

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,467 (+1.96%)	$591,400 (+5.89%) Land $194,200 Building $397,200
2025	$6,248.00 (+19.15%) Homeowner's exemption	$558,500 (+10.65%) Land $194,200 Building $364,300	$558,500 (-) Land $194,200 Building $364,300
2023	$5,244.00 Homeowner's exemption	$504,767	$558,500 Land $194,200 Building $364,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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