2321 Dunkirk Dr, Owings, MD 20736 Property Records

Calvert County property record for 2321 Dunkirk Dr, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,557 sqft · built 1990
Lot Size7.49 acres (326,264 sqft)
OwnerTrust Name on Record
Last Sale$650,000 (Sep 2006)
Tax Bill$6,571 (2025)
Flood ZoneZone AE (high risk)
APN03-082792

Property Details

APN / Parcel Number

Primary APN03-082792
Alternative APNs
  • 3082792
  • 082792

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,557 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area326,264 sqft (7.49 acres)
Garage TypeMixed
Garage Area875 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area832 sqft
PorchSlab
Porch Area336 sqft
Deck Area516 sqft
Bath House840 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number082792
Street Address2321 DUNKIRK DR
CityOWINGS
StateMD
Zip20736-9411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 12 DUNKIRK HALL
Legal SubdivisionDUNKIRK HALL
Legal Lot Number12
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2007
Census Tract860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address2321 DUNKIRK DR, OWINGS, MD 20736-9411
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2006 · Amount on Record
Deed SaleSep 12, 2006 · Amount on Record
Prior SaleOct 21, 2003
Deed Document Number200670689
Deed Book / Page2839 / 60
Last Transfer DateMar 13, 2013
Transfer Doc0041540042
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,000 (+1.97%)$623,200 (+5.91%) Land $198,900 Building $424,300
2025$6,571.00 (+18.98%) Homeowner's exemption$588,400 (+10.68%) Land $198,900 Building $389,500$588,400 (-) Land $198,900 Building $389,500
2023$5,523.00 Homeowner's exemption$531,600$588,400 Land $198,900 Building $389,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dunkirk Dr

Nearby Streets

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