234 Sorrel Tree Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 234 Sorrel Tree Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,646 sqft · built 2010
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Sep 2023)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`359-02-04-052-SEQ`

Property Details

APN / Parcel Number

Primary APN	`359-02-04-052-SEQ`
Alternative APN	`49459`

Interior

Stories	1 Story
Building Area	2,646 sqft Gross Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	92 sqft

Location & Zoning

Account Number	49459
Street Address	234 SORREL TREE LN
City	ELGIN
State	SC
Zip	29045-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	HEATH POND SUBDIV LOT 52
Legal Subdivision	HEATH POND SUBD
Legal Lot Number	52
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	970908

Owner

234 Sorrel Tree Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Kershaw County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	234 SORREL TREE LN, ELGIN, SC 29045-8344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Jul 30, 2010 · Amount on File
Deed Document Number	20237949
Deed Book / Page	5014 / 42
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Oct 7, 2026
Property Address	234 SORREL TREE LN, ELGIN, SC 29045-8344
Document Number	0000009599
Book / Page	5693 / 286
Instrument Date	Sep 23, 2026
Instrument	20269599
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 SORREL TREE LN, ELGIN, SC 29045-8344

Mortgage

Document Number	0000009599,
Date	Oct 7, 2026
Book Page	5693/286
Instrument	20269599

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	384 Months
Due	Oct 1, 2058

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 14, 2023
Property Address	234 SORREL TREE LN, ELGIN, SC 29045-8344
Document Number	0020237949
Book / Page	5014 / 42
Map Reference	MB B175 PG 4
Instrument Date	Sep 13, 2023
Instrument	2023-7949
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	234 SORREL TREE LN, ELGIN, SC 29045-8344

Mortgage

Document Number	0020237950
Date	Sep 14, 2023
Instrument	2023-7950

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 234 Sorrel Tree Ln was $1,836.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,836.00	$306,000 Land $50,000 Building $256,000	$306,000
2023	$1,276.00 (+4.25%)	$306,000 (+43.93%) Land $50,000 Building $256,000	$306,000 (+43.93%)
2022	$1,224.00	$212,600 Land $35,000 Building $177,600	$212,600 Land $35,000 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Sorrel Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Sorrel Tree Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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