239 Sorrel Tree Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 239 Sorrel Tree Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,405 sqft · built 2010
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$204,500 (Jun 2020)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`359-02-04-045-SEQ`

Property Details

APN / Parcel Number

Primary APN	`359-02-04-045-SEQ`
Alternative APN	`49453`

Interior

Stories	2 Stories
Building Area	2,405 sqft Gross Area
Gross Area	1,924 sqft

Exterior

Year Built	Built 2010
Exterior Material	Vinyl
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	40 sqft

Location & Zoning

Account Number	49453
Old Parcel Number	359-02-04-045 SEQ
Street Address	239 SORREL TREE LN
City	ELGIN
State	SC
Zip	29045-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	HEATH POND SUBDIV PHASE IV LOT 45
Legal Subdivision	HEATH POND SUBD
Legal Phase	4
Legal Lot Number	45
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 SORREL TREE LN, ELGIN, SC 29045-8345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage GUILD MTG
Jun 19, 2020	Warranty Deed, Transfer GUILD MTG
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Oct 10, 2017	Quit Claim Deed, Transfer FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	0004243243
Deed Book / Page	4243 / 243
Last Transfer Date	Jun 19, 2020
Transfer Doc	0000005255
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	239 SORREL TREE LN, ELGIN, SC 29045-8345
Document Number	0000005256
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SORREL TREE LN ELGIN SC 290458345, ELGIN, SC 29045-8345

Mortgage

Document Number	0000005256
Date	Jun 19, 2020
Book Page	004243/000247
Instrument	5256

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 19, 2020
Property Address	239 SORREL TREE LN, ELGIN, SC 29045-8345
Document Number	0000005255
Book / Page	004243 / 000246
Instrument Date	Jun 12, 2020
Instrument	5255
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$757.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SORREL TREE LN ELGIN SC 290458345, ELGIN, SC 29045-8345

Mortgage

Document Number	5256
Date	Jun 19, 2020
Book Page	004243/000247
Instrument	5256

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	239 SORREL TREE LN, ELGIN, SC 29045-8345
Document Number	0000006973
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SORREL TREE LN ELGIN SC 290458345, ELGIN, SC 29045-8345

Mortgage

Document Number	0000006973
Date	Aug 30, 2019
Book Page	004084/000066
Instrument	6973

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 29, 2044

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 10, 2017
Property Address	239 SORREL TREE LN, ELGIN, SC 29045-8345
Document Number	0000008156
Book / Page	003763 / 000103
Instrument Date	Oct 3, 2017
Instrument	8156
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	239 SORREL TREE LN ELGIN SC 290458345, ELGIN, SC 29045-8345

Mortgage

Document Number	8157
Date	Oct 10, 2017
Book Page	003763/000106
Instrument	8157

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2032

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 (-0.61%)	$204,400 (-) Land $35,000 Building $169,400	$204,400 (-)
2023	$1,302.00	$204,400 Land $35,000 Building $169,400	$204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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