218 Sorrel Tree Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 218 Sorrel Tree Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,402 sqft · built 2018
Lot Size	0.669 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$209,816 (Jul 2018)
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`359-02-04-056-SEQ`

Property Details

APN / Parcel Number

Primary APN	`359-02-04-056-SEQ`
Alternative APN	`49462`

Interior

Stories	1 Story
Building Area	3,402 sqft Gross Area

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Lot Area	29,185 sqft (0.669 acres)

Location & Zoning

Account Number	49462
Old Parcel Number	359-02-04-056 SEQ
Street Address	218 SORREL TREE LN
City	ELGIN
State	SC
Zip	29045-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	HEATH POND SUBDIV PHASE IV LOT 56
Legal Subdivision	HEATH POND SUBD
Legal Phase	4
Legal Lot Number	56
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	970908

Owner

218 Sorrel Tree Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	218 SORREL TREE LN, ELGIN, SC 29045-8344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Dec 10, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI SUCCESS MTG PTRS
Jul 16, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI GUILD MTG
Oct 12, 2017	Deed of Trust, Construction Loan · Line of Credit FIRST PALMETTO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Deed Document Number	0003887282
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	218 SORREL TREE LN, ELGIN, SC 29045-8344
Document Number	0000004467
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 SORREL TREE LN ELGIN SC 290458344, ELGIN, SC 29045-8344

Mortgage

Document Number	0000004467
Date	May 27, 2020
Book Page	004228/000080
Instrument	4467

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 10, 2018
Property Address	218 SORREL TREE LN, ELGIN, SC 29045-8344
Document Number	0000009700
Book / Page	003958 / 000211
Instrument Date	Dec 4, 2018
Instrument	9700
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 SORREL TREE LN ELGIN SC 290458344, ELGIN, SC 29045-8344

Mortgage

Document Number	9701
Date	Dec 10, 2018
Book Page	003958/000213
Instrument	9701

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLMOUH, MI 48170

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 16, 2018
Property Address	218 SORREL TREE LN, ELGIN, SC 29045-8344
Document Number	0000005395
Book / Page	003889 / 000282
Instrument Date	Jul 13, 2018
Instrument	5395
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 SORREL TREE LN ELGIN SC 290458344, ELGIN, SC 29045-8344

Mortgage

Document Number	5396
Date	Jul 16, 2018
Book Page	003887/000284
Instrument	5396

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

October 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Oct 12, 2017
Property Address	218 SORREL TREE LN, ELGIN, SC 29045-8344
Document Number	0000008247
Book / Page	003764 / 000191
Instrument Date	Oct 6, 2017
Instrument	8247
Transaction Type	Construction Loan
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 N BRICKYARD RD COLUMBIA SC 292236943, COLUMBIA, SC 29223-6943
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008247
Date	Oct 12, 2017
Book Page	003764/000191
Instrument	8247

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2018

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 218 Sorrel Tree Ln was $1,441.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,441.00	$230,100 Land $35,000 Building $195,100	$230,100
2023	$1,462.00	$232,100 Land $35,000 Building $197,100	$232,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Sorrel Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Sorrel Tree Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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