234 Smith Cir, Loretto, TN 38469 Property Records

Lawrence County property record for 234 Smith Cir, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1962
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Apr 2025)
Tax Bill	$448 (2023)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`050141 03700`

Property Details

APN / Parcel Number

Primary APN	`050141 03700`
Alternative APN	`141 03700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	210 ft deep x 75 ft wide
Porch	Patio
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	234 SMITH CIR
City	LORETTO
State	TN
Zip	38469-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	960700

Owner

Source: Lawrence County records · APN 050141 03700

Assessment roll updated January 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 56, LORETTO, TN 38469-0056
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	20252430
Deed Book / Page	781 / 978
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 14, 2020
Property Address	234 SMITH CIR, LORETTO, TN 38469-2374
Document Number	603117
Book / Page	000603 / 000117
Instrument Date	Aug 14, 2020
Instrument	4625
Transaction Type	Transfer
Record Updated	Sep 09, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 411 LORETTO TN 384690411, LORETTO, TN 38469-0411

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,125 (-) Land $1,700 Building $17,425
2023	$448.00	$19,125 (-) Land $1,700 Building $17,425
2022	$448.00	$19,125 Land $1,700 Building $17,425	$76,500 Land $6,800 Building $69,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 69 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.