Lawrence County property record for 232 Smith Cir, Loretto, TN 38469 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 2,255 sqft Living Area |
| Lot Size | 200,376 sqft (4.6 acres) |
| Garage | Mixed, 1,410 sqft |
| Last Sale | $10,000 (2026) |
Source: Lawrence County records · APN 050141 03800
Assessment roll updated January 23, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 230 SMITH CIR, LORETTO, TN 38469-2374 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 05, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Jan 17, 1997 · Amount on Record |
| Deed Doc Number | 20263418 |
| Deed Book / Page | 827 / 726 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jun 05, 2026 |
| Property Address | 232 SMITH CIR, LORETTO, TN 38469-2374 |
| Document Number | 0000003418 |
| Book / Page | 827 / 726 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 20263418 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,737.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 SMITH CIR, LORETTO, TN 38469-2374 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 232 SMITH CIR, LORETTO, TN 38469-2374 |
| Document Number | 593723 |
| Instrument Date | May 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 232 SMITH CIR LORETTO TN 384692374, LORETTO, TN 38469-2374 |
| Document Number | 593723 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 000593/000723 |
| Instrument | 2674 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Address | MUSCLE SHOALS, AL 35661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 13, 2030 |
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,700 (-) Land $7,975 Building $49,725 | ||
| 2023 | $1,350.00 | $57,700 (-) Land $7,975 Building $49,725 | |
| 2022 | $1,350.00 | $57,700 Land $7,975 Building $49,725 | $230,800 Land $31,900 Building $198,900 |
Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 050141 03800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 2,255 sqft Living Area |
| 1st Floor | 2,255 sqft 1st Floor |
| Basement Area | 1,232 sqft Basement |
| Finished Basement | 1,232 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 200,376 sqft (4.6 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,410 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 600 sqft Shed |
| Porch Area | 287 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 232 SMITH CIR |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2374 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Minor Civil Division | 2 |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 960700 |
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