218 Smith Cir, Loretto, TN 38469 Property Records

Lawrence County property record for 218 Smith Cir, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,114 sqft · built 1955
Lot Size	0.947 acres (41,280 sqft)
Owner	2 Company Names on Record
Last Sale	$91,000 (Oct 2022)
Tax Bill	$639 (2024)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050141 04000`

Property Details

APN / Parcel Number

Primary APN	`050141 04000`
Alternative APN	`141 04000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	1,114 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,280 sqft (0.947 acres)
Porch	Slab
Porch Area	224 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	218 SMITH CIR
City	LORETTO
State	TN
Zip	38469-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	214 SMITH CIR, LORETTO, TN 38469-2374
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 6, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	20226805
Deed Book / Page	693 / 25
Prior Transfer Date	Oct 4, 2022
Prior Transfer Doc	0000069325
Record Updated	Jun 8, 2026

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAWRENCE TN
Recording Date	Oct 6, 2022
Property Address	218 SMITH CIR, LORETTO, TN 38469-2374
Document Number	0000069318
Book / Page	693 / 18
Instrument Date	Oct 5, 2022
Instrument	22006802
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAWRENCE TN
Recording Date	Oct 6, 2022
Property Address	218 SMITH CIR, LORETTO, TN 38469-2374
Document Number	0000069320
Book / Page	693 / 20
Instrument Date	Oct 5, 2022
Instrument	22006803
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Oct 6, 2022
Property Address	218 SMITH CIR, LORETTO, TN 38469-2374
Document Number	0000069325
Book / Page	693 / 25
Instrument Date	Sep 15, 2022
Instrument	22006805
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$336.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	214 SMITH CIR, LORETTO, TN 38469-2374
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,750 (-) Land $2,500 Building $20,250
2024	$639.00 (+20.11%)
2023	$532.00	$22,750 (-) Land $2,500 Building $20,250
2022	$532.00	$22,750 Land $2,500 Building $20,250	$91,000 Land $10,000 Building $81,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Smith Cir

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