Polk County property record for 234 S Main St, Luck, WI 54853
| Property Type | Commercial |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,050,000 (Jul 2025) |
| Tax Bill | $2,194 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00056-0000 |
| Primary APN | 146-00056-0000 |
|---|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Street Address | 234 S MAIN ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 15 & 16 BLK 1 LAWSON CITY |
| Legal Range | 17W |
| Legal Township | 36N |
| Legal Section | 28 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 960200 |
Source: Polk County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 216 PHIPPS AVE, RICE LAKE, WI 54868-2056 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 12, 2023 | Warranty Deed, Transfer · Commercial Mortgage FRANDSEN BANK & TRUST |
| Oct 28, 2021 | Deed of Trust, Mortgage · Seller Carry-Back GEORGE HANSFORD |
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage STERLING BANK |
| Jan 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STERLING BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Jan 12, 2023 · Amount on Record |
| Deed Document Number | 2025936631 |
| Prior Transfer Date | Jun 30, 2025 |
| Prior Transfer Doc | 0000936631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 12, 2023 |
| Property Address | 234 S MAIN ST, LUCK, WI 54853 |
| Document Number | 0000915026 |
| Map Reference | DOC 902680 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 915026 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000915027 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 915027 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jan 5, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 234 S MAIN ST, LUCK, WI 54853 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 902781 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 902781 |
| Name | GEORGE HANSFORD |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Oct 28, 2021 |
| Property Address | 234 S MAIN ST, LUCK, WI 54853 |
| Document Number | 902777 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 902777 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000902778 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 902778 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 234 S MAIN ST, LUCK, WI 54853 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 859057 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 859057 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,194.00 (+18.72%) | $136,700 (+83.49%) Land $9,000 Building $127,700 | $140,200 (+9.96%) Land $9,230 Building $130,970 |
| 2023 | $1,848.00 (+5.36%) | $74,500 (-) Land $12,500 Building $62,000 | $127,500 (+17.62%) |
| 2022 | $1,754.00 | $74,500 Land $12,500 Building $62,000 | $108,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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