244 S Main St, Luck, WI 54853 Property Records

Polk County property record for 244 S Main St, Luck, WI 54853 · Last verified February 2026

Property Summary

Property Type	Commercial
Lot Size	0.069 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$199,000 (Nov 2021)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146-00058-0000`

Property Details

APN / Parcel Number

Primary APN	`146-00058-0000`

Exterior

Lot Area	3,049 sqft (0.069 acres)

Location & Zoning

Street Address	244 S MAIN ST
City	LUCK
State	WI
Zip	54853-7100
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 18 BLK 1 LAWSON CITY V466/856
Legal Block	1
Legal Lot Number	18
Jurisdiction	POLK WI
Township / Civil Division	LUCK
Census Block Group	2
Census Block	2032
Census Tract	960200

Owner

Source: Polk County records · APN 146-00058-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 525, GRANTSBURG, WI 54840-0525
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Nov 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Nov 02, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONAL BUSINESS FUND INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2021 · Amount on Record
Deed Sale	Nov 02, 2021 · Amount on Record
Deed Document Number	902899
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	244 S MAIN ST, LUCK, WI 54853-7100
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000941362
Date	Dec 26, 2025
Instrument	941362

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	244 S MAIN ST, LUCK, WI 54853-7100
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	902900
Date	Nov 02, 2021
Instrument	902900

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Nov 02, 2021
Property Address	244 S MAIN ST, LUCK, WI 54853-7100
Document Number	902899
Map Reference	MAP2198 VL10 PG122
Instrument Date	Nov 01, 2021
Instrument	902899
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	903049
Date	Nov 05, 2021
Instrument	903049

Lender

Name	REGIONAL BUSINESS FUND INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Luck Village
Unified School District	Luck School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,504.00 (+28.41%)	$155,400 (+97.96%) Land $4,500 Building $150,900	$159,400 (+18.69%) Land $4,616 Building $154,784
2023	$1,950.00 (+5.29%)	$78,500 (-) Land $6,500 Building $72,000	$134,300 (+17.5%)
2022	$1,852.00	$78,500 Land $6,500 Building $72,000	$114,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550959602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jul 1986, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lakeland Communications	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures