Polk County property record for 219 S Main St, Luck, WI 54853
| Property Type | Commercial |
|---|---|
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Company Name on Record |
| Last Sale | $90,000 (Apr 2021) |
| Tax Bill | $2,405 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00065-0000 |
| Primary APN | 146-00065-0000 |
|---|
| Lot Area | 3,920 sqft (0.089 acres) |
|---|
| Street Address | 219 S MAIN ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-7100 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 6 BLK 2 AND 5' STRIP OFF S SIDE LOT 5 BLK 2 PLAT OF LAWSEN CITY |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 960200 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1800 120TH ST, BALSAM LAKE, WI 54810-2948 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 6, 2026 | Warranty Deed, Transfer · Line of Credit FRANDSEN BANK & TRUST |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK |
| Apr 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage STERLING BANK |
| Apr 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage STERLING BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Deed Document Number | 895169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Mar 6, 2026 |
| Property Address | 219 S MAIN ST, LUCK, WI 54853-7100 |
| Document Number | 0000943052 |
| Map Reference | VL169PG163DOC246865 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 943052 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000943053 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 943053 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 6, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 219 S MAIN ST, LUCK, WI 54853-7100 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 895172 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 895172 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Apr 21, 2021 |
| Property Address | 219 S MAIN ST, LUCK, WI 54853-7100 |
| Document Number | 895169 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 895169 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | TITLE ONE PREMIER GROUP INC, TITLE ONE PREMIER GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 895170 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 895170 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Apr 21, 2021 |
| Property Address | 219 S MAIN ST, LUCK, WI 54853-7100 |
| Document Number | 0000895169 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 895169 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2025 |
| Title Company | TITLE ONE PREMIER GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000895170 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 895170 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000895172 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 895172 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,405.00 (-12.8%) | $149,400 (+35.82%) Land $6,000 Building $143,400 | $153,300 (-18.54%) Land $6,157 Building $147,143 |
| 2023 | $2,758.00 (+5.27%) | $110,000 (-) Land $7,000 Building $103,000 | $188,200 (+17.55%) |
| 2022 | $2,620.00 | $110,000 Land $7,000 Building $103,000 | $160,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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