Morgan County property record for 234 River Loop Rd, Laceys Spring, AL 35754
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,944 sqft · built 1979 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,019 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01-01-0-001-022.019 |
| Primary APN | 09-01-01-0-001-022.019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 1,944 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Porch | Open Porch |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 72676 |
|---|---|
| Street Address | 234 RIVER LOOP RD |
| City | LACEYS SPRING |
| State | AL |
| Zip | 35754-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NE COR OF SEC 1, T6S, R1W, TH SO 3388.5', TH SW'LY 899.09' TO TPOB TH CONT SW'LY 317', TH N 338.88', TH E 239.32', TH |
| Legal Range | 1W |
| Legal Township | 6S |
| Legal Section | 01 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5703 |
Source: Morgan County assessment roll, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 234 RIVER LOOP RD, LACEYS SPRING, AL 35754-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 234 RIVER LOOP RD, LACEYS SPRING, AL 35754-3118 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2019/28709 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 2019/28709 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,019.00 | $20,910 (-) Land $2,820 Building $18,090 | $209,100 (-) Land $28,200 Building $180,900 |
| 2024 | $20,910 (+4.19%) Land $2,820 Building $18,090 | $209,100 (+4.19%) Land $28,200 Building $180,900 | |
| 2023 | $1,019.00 (+12.47%) Homeowner's exemption | $20,070 (+7.33%) Land $2,610 Building $17,460 | $200,700 (+7.33%) Land $26,100 Building $174,600 |
| 2022 | $906.00 Homeowner's exemption | $18,700 Land $2,370 Building $16,330 | $187,000 Land $23,700 Building $163,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1995–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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