140 River Loop Rd, Laceys Spring, AL 35754 Property Records

Morgan County property record for 140 River Loop Rd, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,570 sqft · built 1979
Lot Size	13 acres (566,280 sqft)
Owner	Individual Name on File
Last Sale	$39,300 (Mar 2022)
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01-01-0-001-019.000`

Property Details

APN / Parcel Number

Primary APN	`09-01-01-0-001-019.000`
Alternative APNs	`18792` `97608`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,570 sqft Living Area
1st Floor Area	2,084 sqft
Basement Area	486 sqft
Unfinished Basement	486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	566,280 sqft (13 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	97608
Street Address	140 RIVER LOOP RD
City	LACEYS SPRING
State	AL
Zip	35754-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE CORNER OF SEC 1 T6S R1W, TH S 3141.48', TH W 1323.73',TH S 362.13' TO POB. TH S 573.44', TH SW ALG ROW 244.31', TH
Legal Range	1W
Legal Township	6S
Legal Section	01
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1009
Census Tract	5703

Owner

Source: Morgan County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	140 RIVER LOOP RD, LACEYS SPRING, AL 35754-3116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Deed Book / Page	2022 / 2842
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	140 RIVER LOOP RD, LACEYS SPRING, AL 35754-3116
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02022/9735
Date	Feb 24, 2022
Book Page	2022/9735

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,303.00	$36,270 (-) Land $15,200 Building $21,070	$362,700 (-) Land $152,000 Building $210,700
2024		$36,270 (+5.53%) Land $15,200 Building $21,070	$362,700 (+5.53%) Land $152,000 Building $210,700
2023	$1,303.00 (+35.87%) Homeowner's exemption	$34,370 (+26.83%) Land $14,050 Building $20,320	$343,700 (+26.83%) Land $140,500 Building $203,200
2022	$959.00 Homeowner's exemption	$27,100 Land $8,080 Building $19,020	$271,000 Land $80,800 Building $190,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1995–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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