534 River Loop Rd, Laceys Spring, AL 35754 Property Records

Morgan County property record for 534 River Loop Rd, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1998
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$46,000 (Oct 2018)
Tax Bill	$685 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-03-06-0-000-016.002`

Property Details

APN / Parcel Number

Primary APN	`08-03-06-0-000-016.002`
Alternative APNs	`161256` `60219`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	161256
Street Address	534 RIVER LOOP RD
City	LACEYS SPRING
State	AL
Zip	35754-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SW1/4 OF SE1/4 OF SEC 6, T6S, R1E TH N 609.16' TO TPOB TH SW 204.55', TH N 163.16', TH E 170', TH SO 48.55'
Legal Range	1E
Legal Township	6S
Legal Section	06
Legal Subdivision	REFUGE HIDEAWAY
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1008
Census Tract	5703

Owner

Source: Morgan County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12211 PLOW LN, SODDY DAISY, TN 37379-7516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 1, 2018	Warranty Deed, Transfer · Closed-End Mortgage EVABANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Book / Page	2018 / 8659
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Recording Date	Jun 12, 2026
Property Address	534 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124
Document Number	2026025658
Book / Page	2026 / 25658
Instrument Date	Jun 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12211 PLOW LN, SODDY DAISY, TN 37379-7516
Investor	Possibly a Property Investor

Mortgage

Document Number	2026025658,
Date	Jun 12, 2026
Book Page	2026/25658

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	534 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/30085
Date	Jun 17, 2022
Book Page	2022/30085

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 1, 2018
Property Address	534 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124
Document Number	2018/08659
Book / Page	2018 / 08659
Instrument Date	Sep 26, 2018
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 BERRYHILL RD, COLUMBIA, SC 29210-6433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 PLOW LN, SODDY DAISY, TN 37379

Mortgage

Document Number	2018/32365
Date	Oct 1, 2018
Book Page	2018/32365

Lender

Name	EVABANK
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00	$9,160 (-) Land $560 Building $8,600	$91,600 (-) Land $5,600 Building $86,000
2024		$9,160 (-5%) Land $560 Building $8,600	$91,600 (-) Land $5,600 Building $86,000
2023	$685.00 (+4.9%)	$18,320 (+4.93%) Land $1,120 Building $17,200	$91,600 (+4.93%) Land $5,600 Building $86,000
2022	$653.00	$17,460 Land $1,020 Building $16,440	$87,300 Land $5,100 Building $82,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1995–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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