234 Rancho Santa Fe Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 234 Rancho Santa Fe Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1990
Lot Size	0.487 acres (21,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (Jan 2025)
Tax Bill	$19,064 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`259-231-43-00`

Property Details

APN / Parcel Number

Primary APN	`259-231-43-00`
Alternative APN	`2592308200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	21,221 sqft (0.487 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	2592308200
Street Address	234 RANCHO SANTA FE RD
City	ENCINITAS
State	CA
Zip	92024-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	PAR 3 TR PM01479
Legal Subdivision	CITY OF ENCINITAS
Legal Tract	1479
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CREDIT UNION
Oct 15, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Oct 15, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Aug 4, 2021	Grant Deed, Transfer
Jun 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	20255538
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000719935
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2026
Property Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423
Document Number	0000129214
Instrument Date	May 1, 2026
Instrument	2026129214
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423

Mortgage

Document Number	0000129214,
Date	May 6, 2026
Instrument	2026129214

Lender

Name	SAN DIEGO COUNTY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423
Document Number	0000719935
Instrument Date	Oct 8, 2021
Instrument	2021-0719935
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423
Document Number	0000719936
Instrument Date	Oct 4, 2021
Instrument	2021-0719936
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2021
Property Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423
Document Number	0000555423
Instrument Date	Jul 29, 2021
Instrument	2021-0555423
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 1901, RANCHO SANTA FE, CA 92067-1901

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2020
Property Address	234 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423
Document Number	0000296917
Instrument Date	Jun 1, 2020
Instrument	296917
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	234 RANCHO SANTA FE RD ENCINITAS CA 920246423, ENCINITAS, CA 92024-6423

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,040,000 (+15.1%) Land $1,734,000 Building $306,000
2025	$19,064.00 (+6.12%)	$1,772,322 (+4.04%) Land $1,538,751 Building $233,571
2023	$17,965.00 (+1.6%) Homeowner's exemption	$1,703,502 Land $1,479,000 Building $224,502
2022	$17,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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