222 Rancho Santa Fe Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 222 Rancho Santa Fe Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1974
Lot Size	0.348 acres (15,141 sqft)
Owner	Individual Name on Record
Last Sale	$1,540,000 (Oct 2022)
Tax Bill	$17,619 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-231-39-00`

Property Details

APN / Parcel Number

Primary APN	`259-231-39-00`
Alternative APN	`2592307800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,530 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	15,141 sqft (0.348 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2592307800
Street Address	222 RANCHO SANTA FE RD
City	ENCINITAS
State	CA
Zip	92024-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	PAR 2 TR PM01349
Legal Subdivision	CITY/ENCINITAS
Legal Tract	1349
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Grant Deed, Transfer · Commercial Mortgage BAME FAMILY TRUST
Sep 28, 2017	Grant Deed, Transfer BANK OF AMERICA
Sep 28, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	2022389508
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2022
Property Address	222 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421
Document Number	0000389508
Map Reference	FILE 73-054739
Instrument Date	Sep 16, 2022
Instrument	2022-0389508
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421

Mortgage

Document Number	0000389509
Date	Oct 5, 2022
Instrument	2022-0389509

Lender

Name	BAME FAMILY TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	222 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421
Document Number	0000446972
Instrument Date	Aug 30, 2017
Instrument	446972
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 RANCHO SANTA FE RD ENCINITAS CA 920246421, ENCINITAS, CA 92024-6421

Mortgage

Document Number	446973
Date	Sep 28, 2017
Instrument	446973

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	222 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421
Document Number	0000446971
Instrument Date	Aug 30, 2017
Instrument	446971
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	222 RANCHO SANTA FE RD ENCINITAS CA 920246421, ENCINITAS, CA 92024-6421

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,634,259 (+2%) Land $1,400,794 Building $233,465
2025	$17,619.00 (+5.83%)	$1,602,216 (+4.04%) Land $1,373,328 Building $228,888
2023	$16,649.00 (+44.01%)	$1,540,000 Land $1,320,000 Building $220,000
2022	$11,561.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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