240 Rancho Santa Fe Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 240 Rancho Santa Fe Rd, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,658 sqft · built 1974
Lot Size0.361 acres (15,723 sqft)
Owner2 Trust Names on File
Tax Bill$3,109 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN259-231-46-00

Property Details

APN / Parcel Number

Primary APN259-231-46-00
Alternative APN
  • 2592308400

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,658 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area15,723 sqft (0.361 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2592308400
Street Address240 RANCHO SANTA FE RD
CityENCINITAS
StateCA
Zip92024-6423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR2
Legal DescriptionPAR 2 TR PM01497
Legal Tract1497
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract17104

Owner

240 Rancho Santa Fe Rd is held in a trust since May 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 230695, ENCINITAS, CA 92023-0695
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 10, 2021
Transfer Doc0000438057
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2021
Property Address240 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423
Document Number0000438057
Map ReferencePG 1497
Instrument DateMay 10, 2021
Instrument2021-0438057
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6423

Mortgage

Document Number0000438058
DateJun 15, 2021
Instrument2021-0438058
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 240 Rancho Santa Fe Rd was $3,109.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$291,048 (+2%) Land $138,593 Building $152,455
2025$3,109.00$285,342 Land $135,876 Building $149,466
2023$2,929.00 (+2.09%) Homeowner's exemption$274,263 Land $130,600 Building $143,663
2022$2,869.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 240 Rancho Santa Fe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Rancho Santa Fe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Spectrum
Cable
1,000 / 50
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Race Communications.

Nearby Properties on Rancho Santa Fe Rd

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