Polk County property record for 234 Mandolin Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,929 sqft · built 2009 |
| Lot Size | 0.27 acres (11,739 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Apr 2023) |
| Tax Bill | $6,908 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2022 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687553-001100 |
| Primary APN | 26-29-13-687553-001100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,929 sqft Living Area |
| Gross Area | 3,369 sqft |
| 1st Floor Area | 2,929 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,739 sqft (0.27 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Pool Type | Enclosed Pool |
| Porch | Unfinished Open Porch |
| Porch Area | 28 sqft |
| Street Address | 234 MANDOLIN DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN I PB 142 PGS 10-14 LOT 110 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN 1 |
| Legal Tract | 687553 |
| Legal Block | 1 |
| Legal Lot Number | 110 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 234 MANDOLIN DR, WINTER HAVEN, FL 33884-3582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Oct 5, 2022 | Trustee's Deed, Foreclosure |
| Jun 12, 2019 | Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Oct 5, 2022 · Amount on Record |
| Deed Document Number | 202380869 |
| Deed Book / Page | 12645 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2023 |
| Property Address | 234 MANDOLIN DR, WINTER HAVEN, FL 33884-3582 |
| Document Number | 0000080869 |
| Book / Page | 12645 / 119 |
| Map Reference | MB 142 PG 10 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023080869 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6882 LACY DR, LAKELAND, FL 33813-5659 |
| Name | Verified Name |
|---|---|
| Address | 234 MANDOLIN DR, WINTER HAVEN, FL 33884-3582 |
| Document Number | 0012645121 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 12645/121 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 10% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 5, 2022 |
| Property Address | 234 MANDOLIN DR, WINTER HAVEN, FL 33884-3582 |
| Document Number | 0000264486 |
| Book / Page | 12439 / 498 |
| Map Reference | MB 142 PG 10 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 2022264486 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,598.40 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 MARTIN L KING JR AVE, LAKELAND, FL 33815-1527 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 234 MANDOLIN DR, WINTER HAVEN, FL 33884-3582 |
| Document Number | 0108811873 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 234 MANDOLIN DR WINTER HAVEN FL 338843582, WINTER HAVEN, FL 33884-3582 |
| Document Number | 0108811873 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 010881/001873 |
| Instrument | 128916 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 19, 2041 |
| Rate | 4.37% |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,182 (-30.28%) | $373,969 (+2.98%) Land $62,000 Building $311,969 | |
| 2025 | $6,908.00 (-5.2%) | $363,160 (-4.04%) Land $62,000 Building $301,160 | $363,160 (-4.04%) Land $62,000 Building $301,160 |
| 2023 | $7,287.00 (+108.32%) | $378,444 (+69.79%) Land $60,000 Building $318,444 | $378,444 (+6.59%) Land $60,000 Building $318,444 |
| 2022 | $3,498.00 Homeowner's exemption | $222,885 | $355,046 Land $50,000 Building $305,046 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures