Polk County property record for 221 Mandolin Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,665 sqft · built 2010 |
| Lot Size | 0.264 acres (11,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Jul 2021) |
| Tax Bill | $4,546 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687553-000740 |
| Primary APN | 26-29-13-687553-000740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 1,665 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,504 sqft (0.264 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 20 sqft |
| Street Address | 221 MANDOLIN DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN I PB 142 PGS 10-14 LOT 74 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN 1 |
| Legal Tract | 687553 |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-13-687553-000740
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4447 EMERALD PALMS LN, WINTER HAVEN, FL 33884-3502 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2019 | Warranty Deed, Transfer · Conventional with PMI PARAMOUNT RESID'L MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 2021177962 |
| Deed Book / Page | 11795 / 203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 09, 2021 |
| Property Address | 221 MANDOLIN DR, WINTER HAVEN, FL 33884-3583 |
| Document Number | 0000177962 |
| Book / Page | 11795 / 203 |
| Map Reference | MB 142 PG 10 |
| Instrument Date | Jul 02, 2021 |
| Instrument | 2021177962 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 MOUNTAIN VIEW LN, 426, WOODSTOCK, GA 30188-5158 |
| Name | Verified Name |
|---|---|
| Address | 4447 EMERALD PALMS LN, WINTER HAVEN, FL 33884-3502 |
| Document Number | 0011795205 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 11795/205 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 28, 2019 |
| Property Address | 221 MANDOLIN DR, WINTER HAVEN, FL 33884-3583 |
| Document Number | 0107630395 |
| Book / Page | 010763 / 000395 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 40078 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 MANDOLIN DR WINTER HAVEN FL 338843583, WINTER HAVEN, FL 33884-3583 |
| Document Number | 107630397 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 010763/000397 |
| Instrument | 40079 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,546.00 (-5.61%) | $239,023 (-4.44%) Land $62,000 Building $177,023 | $239,023 (-4.44%) Land $62,000 Building $177,023 |
| 2023 | $4,816.00 (+8.91%) | $250,139 (+9.94%) Land $60,000 Building $190,139 | $250,139 (+9.94%) Land $60,000 Building $190,139 |
| 2022 | $4,422.00 | $227,514 Land $50,000 Building $177,514 | $227,514 Land $50,000 Building $177,514 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 454 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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