Polk County property record for 233 Mandolin Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,767 sqft · built 2010 |
| Lot Size | 0.264 acres (11,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Oct 2026) |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687553-000760 |
| Primary APN | 26-29-13-687553-000760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,767 sqft Living Area |
| Gross Area | 2,229 sqft |
| 1st Floor Area | 1,767 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,504 sqft (0.264 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Slab |
| Porch Area | 288 sqft |
| Street Address | 233 MANDOLIN DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN I PB 142 PGS 10-14 LOT 76 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN 1 |
| Legal Tract | 687553 |
| Legal Block | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
Source: Polk County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 233 MANDOLIN DR, WINTER HAVEN, FL 33884-3583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage CIBM BANK |
| Feb 28, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2026 · Amount on Record |
| Deed Sale | Oct 8, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2010 · Amount on Record |
| Deed Document Number | 2026242707 |
| Deed Book / Page | 14181 / 2202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 8, 2026 |
| Property Address | 233 MANDOLIN DR, WINTER HAVEN, FL 33884-3583 |
| Document Number | 0000242707 |
| Book / Page | 14181 / 2202 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 2026242707 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | TRULY TITLE INC, TRULY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222,705.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 233 MANDOLIN DR, WINTER HAVEN, FL 33884-3583 |
| Document Number | 0000242708, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 2026242708 |
| Name | CIBM BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 233 MANDOLIN DR, WINTER HAVEN, FL 33884-3583 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 233 MANDOLIN DR, WINTER HAVEN, FL 33884-3583 |
| Document Number | 0000053400 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 12136/920 |
| Instrument | 2022053400 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,311 (+2.7%) | $296,888 (+3.28%) Land $62,000 Building $234,888 | |
| 2025 | $2,696.00 (+34.53%) Homeowner's exemption | $185,308 (+26.01%) | $287,452 (+6.41%) Land $62,000 Building $225,452 |
| 2023 | $2,004.00 (+3.25%) Homeowner's exemption | $147,063 (+3%) | $270,127 (+10.93%) Land $60,000 Building $210,127 |
| 2022 | $1,941.00 Homeowner's exemption | $142,780 | $243,503 Land $50,000 Building $193,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures