234 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 234 E Main St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1994
Lot Size0.125 acres (5,470 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Feb 2024)
Tax Bill$209 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN061-44-05-018.00

Property Details

APN / Parcel Number

Primary APN061-44-05-018.00
Alternative APN
  • 33833

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,470 sqft (0.125 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number33833
Street Address234 E MAIN ST
CityFRANKFORT
StateKY
Zip40601-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMINOR
Legal Lot Number1
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1018
Census Tract70601

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address234 E MAIN ST, FRANKFORT, KY 40601-2316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2024 · Amount on Record
Deed SaleFeb 7, 2024 · Amount on Record
Prior SaleMay 12, 2011 · Amount on Record
Deed Document Number2024762417
Deed Book / Page625 / 733
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address234 E MAIN ST, FRANKFORT, KY 40601-2316
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00D580/266
DateSep 17, 2018
Book PageD580/266
Instrument479316
Lender
NameCENTRAL KENTUCKY AG CREDIT ASSN
TypeLending Institution
AddressLEXINGTON, KY 40508
Agreement
AmountAmount Recorded
Term228 Months
DueSep 15, 2037

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$209.00 (-9.13%)$95,000 (-) Land $15,000 Building $80,000$95,000 (-) Land $15,000 Building $80,000
2023$230.00 (-49.12%)$95,000 (-)$95,000 (-)
2022$452.00$95,000$95,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims9 (2010–2025)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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