224 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 224 E Main St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Lot Size0.362 acres (15,750 sqft)
OwnerCompany Name on Record
Tax Bill$885 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN061-44-05-024.00

Property Details

APN / Parcel Number

Primary APN061-44-05-024.00
Alternative APNs
  • 76297
  • 76296

Interior

Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,750 sqft (0.362 acres)
Lot Dimensions210 ft deep x 75 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number76296
Street Address224 E MAIN ST
CityFRANKFORT
StateKY
Zip40601-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1018
Census Tract70601

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2040 REGENCY RD, F, LEXINGTON, KY 40503-2331
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address224 E MAIN ST, FRANKFORT, KY 40601-2316
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1417/849
DateMay 22, 2017
Book PageM1417/849
Instrument460071
Lender
NameECLIPSE BANK INC
TypeBank
AddressLOUISVILLE, KY 40207
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 18, 2022

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$885.00 (+149.3%)$194,100 (+158.8%) Land $20,000 Building $174,100$194,100 (+158.8%) Land $20,000 Building $174,100
2023$355.00 (+6.61%)$75,000 (+7.14%)$75,000 (+7.14%)
2022$333.00$70,000$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims9 (2010–2025)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Frankfort Plant Board.

Nearby Properties on E Main St

Nearby Streets

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