236 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 236 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	built 1993
Lot Size	0.141 acres (6,157 sqft)
Owner	Individual Name on Record
Tax Bill	$209 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`061-44-05-017.00`

Property Details

APN / Parcel Number

Primary APN	`061-44-05-017.00`
Alternative APN	`15027`

Interior

Stories	1 Story

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,157 sqft (0.141 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	15027
Street Address	236 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1018
Census Tract	70601

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	236 E MAIN ST, FRANKFORT, KY 40601-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Recording Date	Jun 22, 2026
Property Address	236 E MAIN ST, FRANKFORT, KY 40601-2316
Document Number	0000913100
Book / Page	1824 / 106
Instrument Date	Jun 16, 2026
Instrument	2026913100
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 E MAIN ST, FRANKFORT, KY 40601-2316

Mortgage

Document Number	0000913100,
Date	Jun 22, 2026
Book Page	1824/106
Instrument	2026913100

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 16, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	236 E MAIN ST, FRANKFORT, KY 40601-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1574/268
Date	Dec 22, 2020
Book Page	M1574/268
Instrument	514794

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (-9.13%)	$95,000 (-) Land $15,000 Building $80,000	$95,000 (-) Land $15,000 Building $80,000
2023	$230.00 (-11.2%)	$95,000 (-)	$95,000 (-)
2022	$259.00 Homeowner's exemption	$95,000	$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (2010–2025)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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