2335 Winchester Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2335 Winchester Loop, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,778 sqft · built 2003
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Sep 2025)
Tax Bill	$9,336 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`011-400-073`

Property Details

APN / Parcel Number

Primary APN	`011-400-073`
Alternative APN	`011-400-073-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,778 sqft Living Area
1st Floor Area	1,352 sqft
2nd Floor Area	1,426 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cluster
Lot Area	6,100 sqft (0.14 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2335 WINCHESTER LOOP
City	DISCOVERY BAY
State	CA
Zip	94505-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8023 L73
Legal Subdivision	SUBDIVISION 8023
Legal Tract	8023
Legal Lot Number	73
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	304007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 15, 2025	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 6, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Oct 21, 2003 · Amount on Record
Deed Document Number	202593741
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number	0000073013
Date	Mar 10, 2021
Instrument	2021-073013

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number	0000063368
Date	Apr 12, 2022
Instrument	2022-063368

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 15, 2025
Property Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Document Number	0000093741
Map Reference	MB 433 PG 32
Instrument Date	Sep 9, 2025
Instrument	2025- 093741
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number	0000093742
Date	Sep 15, 2025
Instrument	2025- 093742

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162577
Date	Sep 6, 2017
Instrument	2017-162577

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162578
Date	Sep 6, 2017
Instrument	2017-162578

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193180
Date	Sep 3, 2020
Instrument	2020-193180

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2335 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Document Number	0000157892
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2335 WINCHESTER LOOP DISCOVERY BAY CA 945051856, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number	0000157892
Date	Sep 23, 2019
Instrument	157892

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,000 (+20.56%) Land $160,000 Building $635,000
2025	$9,336.00 (+6.67%) Homeowner's exemption	$659,423 (+4.04%) Land $159,941 Building $499,482
2023	$8,752.00 (+1.68%) Homeowner's exemption	$633,819 Land $153,731 Building $480,088
2022	$8,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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