2326 Winchester Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2326 Winchester Loop, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,225 sqft · built 2003
Lot Size	0.14 acres (6,100 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Jan 2015)
Tax Bill	$7,244 (2025)
Deeds & Mortgages	Aug 2018 Transfer Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-400-087`

Property Details

APN / Parcel Number

Primary APN	`011-400-087`
Alternative APN	`011-400-087-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,225 sqft Living Area
1st Floor Area	2,225 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Cluster
Lot Area	6,100 sqft (0.14 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2326 WINCHESTER LOOP
City	DISCOVERY BAY
State	CA
Zip	94505-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8023 L87
Legal Subdivision	SUBDIVISION 8023
Legal Tract	8023
Legal Lot Number	87
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3016
Census Tract	304007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2326 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 31, 2017	Deed of Trust, Mortgage · Line of Credit DOW GREAT WSTRN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2015 · Amount on Record
Deed Sale	Jan 27, 2015 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	201513297
Last Transfer Date	Aug 17, 2018
Transfer Doc	0000136404
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 24, 2018
Property Address	2326 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855
Document Number	0000136404
Instrument Date	Aug 17, 2018
Instrument	136404
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2326 WINCHESTER LOOP DISCOVERY BAY CA 945051855, DISCOVERY BAY, CA 94505-1855

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 24, 2018
Property Address	2326 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855
Document Number	0000136403
Instrument Date	Aug 17, 2018
Instrument	136403
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2326 WINCHESTER LOOP DISCOVERY BAY CA 945051855, DISCOVERY BAY, CA 94505-1855

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2326 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1855
Document Number	0000099995
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2326 WINCHESTER LOOP DISCOVERY BAY CA 945051855, DISCOVERY BAY, CA 94505-1855

Mortgage

Document Number	0000099995
Date	Jun 6, 2017
Instrument	99995

Lender

Name	DOW GREAT WSTRN CU
Type	Credit Union
Address	ANTIOCH, CA 94531

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,961 (+2%) Land $99,291 Building $378,670
2025	$7,244.00 (+7.19%) Homeowner's exemption	$468,591 (+4.04%) Land $97,345 Building $371,246
2023	$6,758.00 (+1.7%) Homeowner's exemption	$450,397 Land $93,566 Building $356,831
2022	$6,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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