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2331 Winchester Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2331 Winchester Loop, Discovery Bay, CA 94505 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,225 sqft · built 2003
Lot Size0.14 acres (6,100 sqft)
OwnerIndividual Name on File
Last Sale$715,000 (Aug 2023)
Tax Bill$10,179 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN011-400-074-8

Property Details

APN / Parcel Number

Primary APN011-400-074-8
Alternative APN
  • 011-400-074

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,225 sqft Living Area
1st Floor Area2,225 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleCluster
Lot Area6,100 sqft (0.14 acres)
View / LotLake
Garage TypeAttached
Garage Area565 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2331 WINCHESTER LOOP
CityDISCOVERY BAY
StateCA
Zip94505-1856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8023 L74
Legal SubdivisionSUBDIVISION 8023
Legal Tract8023
Legal Lot Number74
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3012
Census Tract304007

Owner

Source: Contra Costa County records · APN 011-400-074-8

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2331 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Grant Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 06, 2020Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2023 · Amount on Record
Deed SaleAug 11, 2023 · Amount on Record
Prior SaleJul 07, 2016 · Amount on Record
Deed Document Number202377171
Prior Transfer DateJul 25, 2014
Prior Transfer Doc0000130192
Record UpdatedSep 20, 2026

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 11, 2023
Property Address2331 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Document Number0000077171
Map ReferenceMB 433 PG 32
Instrument DateAug 07, 2023
Instrument2023-077171
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 YACHT DR, DISCOVERY BAY, CA 94505-1750

Mortgage

Document Number0000077172
DateAug 11, 2023
Instrument2023-077172
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2331 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2331 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number0000265281
DateNov 06, 2020
Instrument2020-265281
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$743,886 (+2%) Land $208,080 Building $535,806
2025$10,179.00 (+33.55%)$729,300 (+37.64%) Land $204,000 Building $525,300
2023$7,622.00 (+1.69%) Homeowner's exemption$529,865 Land $90,354 Building $439,511
2022$7,495.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133040073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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