Snohomish County property record for 23232 E Echo Lake Rd, Snohomish, WA 98296
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,502 sqft · built 1962 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $448,835 (Jun 2012) |
| Tax Bill | $8,593 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 4331-000-035-00 |
| Primary APN | 4331-000-035-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 3,502 sqft Living Area |
| 1st Floor Area | 1,751 sqft |
| Basement Area | 1,751 sqft |
| Finished Basement | 1,751 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 55 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Sundeck |
|---|---|
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 348191 |
|---|---|
| Street Address | 23232 E ECHO LAKE RD |
| City | SNOHOMISH |
| State | WA |
| Zip | 98296-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | ECHO LAKE BLK 000 D-00 - LOT 35 |
| Legal Section | 33 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 000 D |
| Legal Lot Number | 35 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | MALTBY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 52113 |
Source: Snohomish County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23232 E ECHO LAKE RD, SNOHOMISH, WA 98296-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Feb 12, 2018 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA CALIFORNIA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2012 · Amount on Record |
| Deed Sale | Jun 28, 2012 · Amount on Record |
| Deed Document Number | 2012472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23232 E ECHO LAKE RD, SNOHOMISH, WA 98296-6813 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000167 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 202102160167 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23232 E ECHO LAKE RD, SNOHOMISH, WA 98296-6813 |
| Document Number | 0000000806 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 23232 E ECHO LAKE RD SNOHOMISH WA 982966813, SNOHOMISH, WA 98296-6813 |
| Document Number | 0000000806 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 201802280806 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Snohomish County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Unified School District | Monroe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,593.00 (+9.76%) | $1,091,600 (+4.4%) Land $689,000 Building $402,600 | $1,091,600 (+4.4%) Land $689,000 Building $402,600 |
| 2023 | $7,829.00 (+6.66%) | $1,045,600 (+35.11%) Land $613,200 Building $432,400 | $1,045,600 (+35.11%) Land $613,200 Building $432,400 |
| 2022 | $7,340.00 | $773,900 Land $403,100 Building $370,800 | $773,900 Land $403,100 Building $370,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2021 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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