2331 Cogic, Niles, MI 49120 Property Records

Cass County property record for 2331 Cogic, Niles, MI 49120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 2000
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Tax Bill	$485 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-031-064-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-031-064-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,716 sqft Building Perimeter
1st Floor Area	1,716 sqft
Basement Area	1,716 sqft
Unfinished Basement	1,716 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	42,689 sqft (0.98 acres)

Location & Zoning

Street Address	2331 COGIC
City	NILES
State	MI
Zip	49120-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 529B-9 SEC 31 T7S R16W BEG 347.5 FT S & 566.96 FT E OF NW COR OF SE 1/4, TH S 199.5 FT TO RD, TH E 215 FT ALG SD RD, TH N
Legal Range	16W
Legal Township	07S
Legal Section	31
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3017
Census Tract	1500

Owner

Source: Cass County records · APN 14-020-031-064-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2331 COGIC, NILES, MI 49120-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Feb 08, 2023	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Sep 04, 2018	Deed of Trust, Mortgage MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2331 COGIC, NILES, MI 49120-5047
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 COGIC, NILES, MI 49120-5047

Mortgage

Document Number	01232/1157
Date	May 15, 2023
Book Page	1232/1157

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2331 COGIC, NILES, MI 49120-5047
Transaction Type	Mortgage
Record Updated	Mar 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 COGIC, NILES, MI 49120-5047

Mortgage

Document Number	01228/2048
Date	Feb 08, 2023
Book Page	1228/2048

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 01, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2331 COGIC, NILES, MI 49120-5047
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1144/1080
Date	Sep 04, 2018
Book Page	1144/1080

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	SOUTH BEND, IN 46614

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Aug 22, 2023

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,700 (+19.84%)	$147,400 (+19.84%)
2025	$485.00 (-51.65%) Homeowner's exemption	$61,500 (+22.51%) Land $61,500	$123,000 (+22.51%) Land $123,000
2023		$50,200	$100,400
2022	$1,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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