2330 McDowell St, Ferndale, MI 48220 Property Records

Oakland County property record for 2330 McDowell St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 549 sqft · built 1930
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2025)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-26-308-011`

Property Details

APN / Parcel Number

Primary APN	`24-25-26-308-011`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	549 sqft Living Area
1st Floor Area	549 sqft
Basement Area	549 sqft
Unfinished Basement	549 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2330 MCDOWELL ST
City	FERNDALE
State	MI
Zip	48220-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST N 1/2 OF LOT 28 & ALL OF LOT 29, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 15
Legal Range	11E
Legal Township	01N
Legal Section	26
Legal Subdivision	FIRST ADD
Legal Block	15
Legal Lot Number	28-29
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	5
Census Block	5020
Census Tract	173000

Owner

2330 McDowell St is owned and occupied by an individual who bought it in October 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	6524 FRED W MOORE HWY, SAINT CLAIR, MI 48079-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 2, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2018	Warranty Deed, Transfer · FHA Mortgage BEST CHOICE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on File
Deed Sale	Oct 13, 2025 · Amount on File
Prior Sale	May 6, 2025 · Amount on File
Deed Document Number	2025129851
Deed Book / Page	60617 / 583
Prior Transfer Date	May 30, 1997
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 13, 2025
Property Address	2330 MCDOWELL ST, FERNDALE, MI 48220-1546
Document Number	0000129851
Book / Page	60617 / 583
Map Reference	LB 4 PG 25
Instrument Date	Sep 30, 2025
Instrument	129851
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ROI TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15506 SPICEWAY, FRASER, MI 48026-3583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6524 FRED W MOORE HWY, SAINT CLAIR, MI 48079-4400

Mortgage

Document Number	0000606031
Date	Oct 13, 2025
Instrument	60603/1

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 2, 2024
Property Address	2330 MCDOWELL ST, FERNDALE, MI 48220-1546
Document Number	0000000306
Book / Page	59088 / 865
Map Reference	LB 4 PG 25
Instrument Date	Dec 18, 2023
Instrument	306
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2330 MCDOWELL ST, FERNDALE, MI 48220-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 MONUMENT AVE, WYOMING, PA 18644-1916

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 18, 2018
Property Address	2330 MCDOWELL ST, FERNDALE, MI 48220-1546
Document Number	0000102286
Book / Page	051916 / 000462
Instrument Date	Jun 11, 2018
Instrument	102286
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26074 GROVELAND ST MADISON HEIGHTS MI 480713602, MADISON HEIGHTS, MI 48071-3602

Mortgage

Document Number	102786
Date	Jun 18, 2018
Book Page	051918/000603
Instrument	102786

Lender

Name	BEST CHOICE LNDG
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

Mortgage

Document Number	105248,
Date	Jun 18, 2018
Book Page	051932/000523
Instrument	105248

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2330 McDowell St was $2,438 with a homeowner's exemption, down 37.3% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 (-37.33%) Homeowner's exemption	$72,520 (+6.26%)	$145,040 (+6.26%)
2024	$3,890.00 (+50.08%) Homeowner's exemption	$68,250 (+7.13%)	$136,500 (+7.13%)
2023	$2,592.00 Homeowner's exemption	$63,710	$127,420
2021	$2,513.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2330 McDowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2330 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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