2334 McDowell St, Ferndale, MI 48220 Property Records

Oakland County property record for 2334 McDowell St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1945
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Aug 2018)
Tax Bill	$3,598 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-26-308-010`

Property Details

APN / Parcel Number

Primary APN	`24-25-26-308-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,037 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Porch	Slab
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2334 MCDOWELL ST
City	FERNDALE
State	MI
Zip	48220-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST LOT 30, ALSO S 1/2 OF LOT 31, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 15
Legal Range	11E
Legal Township	01N
Legal Section	26
Legal Subdivision	FIRST ADD
Legal Block	15
Legal Lot Number	30-31
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	5
Census Block	5020
Census Tract	173000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2334 MCDOWELL ST, FERNDALE, MI 48220-1546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage HANTZ BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	May 9, 2016 · Amount on Record
Deed Document Number	2018137022
Deed Book / Page	52103 / 588
Prior Transfer Date	Jun 19, 2013
Prior Transfer Doc	0000177641
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2334 MCDOWELL ST, FERNDALE, MI 48220-1546
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 MCDOWELL ST, FERNDALE, MI 48220-1546

Mortgage

Document Number	0000012220
Date	Jan 14, 2021
Book Page	55510/320
Instrument	12220

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 17, 2018
Property Address	2334 MCDOWELL ST, FERNDALE, MI 48220-1546
Document Number	0000137022
Book / Page	52103 / 00588
Map Reference	LB 4 PG 25
Instrument Date	Aug 10, 2018
Instrument	137022
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	SHIELD TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2334 MCDOWELL ST, 2334, FERNDALE, MI 48220-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 MCDOWELL ST, FERNDALE, MI 48220-1546

Mortgage

Document Number	0000137023
Date	Aug 17, 2018
Instrument	137023

Lender

Name	HANTZ BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,598.00 (-2.2%) Homeowner's exemption	$90,960 (+13.25%)	$181,920 (+13.25%)
2024	$3,679.00 (-1.58%)
2023		$80,320	$160,640
2021	$3,738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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