Oakland County property record for 2303 McDowell St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1951 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2023) |
| Tax Bill | $6,512 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-26-307-021 |
| Primary APN | 24-25-26-307-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2303 MCDOWELL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST LOTS 22 & 23, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 12 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | FIRST ADD |
| Legal Block | 12 |
| Legal Lot Number | 22-23 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 173000 |
2303 McDowell St is owned and occupied by two individuals who bought it in September 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2303 MCDOWELL ST, FERNDALE, MI 48220-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Prior Sale | Mar 27, 2015 · Amount on File |
| Deed Document Number | 2023104852 |
| Deed Book / Page | 58898 / 188 |
| Prior Transfer Date | Oct 23, 2007 |
| Prior Transfer Doc | 0000228519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 23, 2026 |
| Property Address | 2303 MCDOWELL ST, FERNDALE, MI 48220-1545 |
| Document Number | 20260010537 |
| Book / Page | 60896 / 157 |
| Map Reference | LB 4 PG 25 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 20260010537 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2303 MCDOWELL ST, FERNDALE, MI 48220-1545 |
| Name | Verified Name |
|---|---|
| Address | 2303 MCDOWELL ST, FERNDALE, MI 48220-1545 |
| Document Number | 0060896159 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 60896/159 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 22, 2023 |
| Property Address | 2303 MCDOWELL ST, FERNDALE, MI 48220-1545 |
| Document Number | 0000104852 |
| Book / Page | 58898 / 188 |
| Map Reference | LB 4 PG 25 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 104852 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4026 NEARBROOK RD, BLOOMFIELD HILLS, MI 48302-2134 |
| Name | Verified Name |
|---|---|
| Address | 2303 MCDOWELL ST, FERNDALE, MI 48220-1545 |
| Document Number | 0058898190 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 58898/190 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 2303 McDowell St was $6,512 with a homeowner's exemption, up 29.4% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,512.00 (+29.36%) Homeowner's exemption | $92,740 | $185,480 |
| 2024 | $5,034.00 | ||
| 2023 | $82,800 | $165,600 | |
| 2021 | $2,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2303 McDowell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2303 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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