233 Windridge Acres Ct, Silver Spring, MD 20905 Property Records

Montgomery County property record for 233 Windridge Acres Ct, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,252 sqft · built 1984
Lot Size	0.534 acres (23,247 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Nov 2020)
Tax Bill	$6,312 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02214708`

Property Details

APN / Parcel Number

Primary APN	`05-02214708`
Alternative APN	`02214708`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,252 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,247 sqft (0.534 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	276 sqft
Deck Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02214708
Street Address	233 WINDRIDGE ACRES CT
City	SILVER SPRING
State	MD
Zip	20905-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2C
Legal Description	COLESVILLE PARK
Legal Subdivision	COLESVILLE PARK
Legal Block	2
Legal Lot Number	22
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	701407

Owner

233 Windridge Acres Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	233 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS
Nov 5, 2020	Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC
Oct 11, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Jan 22, 2013 · Amount on File
Deed Book / Page	61008 / 1
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	233 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Document Number	0610080009
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 WINDRIDGE ACRES CT SILVER SPRING MD 209055638, SILVER SPRING, MD 20905-5638

Mortgage

Document Number	0610080009
Date	Nov 5, 2020
Book Page	061008/000009

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 5, 2020
Property Address	233 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Document Number	0610080001
Book / Page	61008 / 1
Map Reference	MB 118 PL 13890
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	233 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Investor	Possibly a Property Investor

Mortgage

Document Number	610089
Date	Nov 5, 2020
Instrument	61008/9

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	233 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Document Number	0551820111
Book / Page	055182 / 000111
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	233 WINDRIDGE ACRES CT COLESVILLE MD 209055638, COLESVILLE, MD 20905-5638

Mortgage

Document Number	0551820111
Date	Nov 6, 2017
Book Page	055182/000111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2037

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,700 (+5.67%) Land $246,500 Building $319,200	$565,700 (-) Land $246,500 Building $319,200
2025	$6,312.00 (+24.45%)	$535,333 (+12.8%)	$565,700 (+19.2%) Land $246,500 Building $319,200
2023		$474,600 Land $246,500 Building $228,100	$474,600 Land $246,500 Building $228,100
2022	$5,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Windridge Acres Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Windridge Acres Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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