221 Windridge Acres Ct, Silver Spring, MD 20905 Property Records

Montgomery County property record for 221 Windridge Acres Ct, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,268 sqft · built 1985
Lot Size	0.286 acres (12,445 sqft)
Owner	Individual Name on Record
Last Sale	$558,000 (Nov 2017)
Tax Bill	$7,414 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02148591`

Property Details

APN / Parcel Number

Primary APN	`05-02148591`
Alternative APN	`02148591`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,268 sqft Living Area
Gross Area	4,752 sqft
1st Floor Area	1,932 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,445 sqft (0.286 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02148591
Street Address	221 WINDRIDGE ACRES CT
City	SILVER SPRING
State	MD
Zip	20905-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2C
Legal Description	COLEVILLE PARK
Legal Subdivision	COLESVILLE PARK
Legal Block	2
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	701407

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 29, 2017	Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Prior Sale	Feb 7, 2005 · Amount on Record
Deed Book / Page	55285 / 78
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	221 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BLUE NOTE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638

Mortgage

Document Number	0656110124
Date	Apr 19, 2022
Book Page	65611/124

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 29, 2017
Property Address	221 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Document Number	0552850078
Book / Page	55285 / 078
Map Reference	MB115 FO13632
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638

Mortgage

Document Number	0005528587
Date	Nov 29, 2017
Instrument	55285/87

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,100 (+6.81%) Land $222,400 Building $451,700	$674,100 (-) Land $222,400 Building $451,700
2025	$7,414.00 (+26.74%)	$631,100 (+15.78%)	$674,100 (+23.67%) Land $222,400 Building $451,700
2023		$545,100 Land $222,400 Building $322,700	$545,100 Land $222,400 Building $322,700
2022	$5,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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