218 Windridge Acres Ct, Silver Spring, MD 20905 Property Records

Montgomery County property record for 218 Windridge Acres Ct, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,440 sqft · built 1988
Lot Size	0.268 acres (11,664 sqft)
Owner	Individual Name on File
Last Sale	$436,000 (Oct 2017)
Tax Bill	$6,770 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02148512`

Property Details

APN / Parcel Number

Primary APN	`05-02148512`
Alternative APN	`02148512`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	1,020 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,664 sqft (0.268 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	324 sqft
Deck Area	108 sqft
Patio Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02148512
Street Address	218 WINDRIDGE ACRES CT
City	SILVER SPRING
State	MD
Zip	20905-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2C
Legal Description	COLESVILLE PARK
Legal Subdivision	COLESVILLE PARK
Legal Block	2
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	701407

Owner

218 Windridge Acres Ct is owned and occupied by an individual who bought it in October 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	218 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Oct 6, 2017	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Nov 17, 1999 · Amount on File
Deed Book / Page	55037 / 335
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	218 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0673540229
Date	Sep 11, 2023
Book Page	67354/229

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	218 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Document Number	0597690484
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WINDRIDGE ACRES CT COLESVILLE MD 209055638, COLESVILLE, MD 20905-5638

Mortgage

Document Number	0597690484
Date	Jun 9, 2020
Book Page	059769/000484

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 6, 2017
Property Address	218 WINDRIDGE ACRES CT, SILVER SPRING, MD 20905-5638
Document Number	0550370335
Book / Page	055037 / 000335
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	218 WINDRIDGE ACRES CT SILVER SPRING MD 209055638, SILVER SPRING, MD 20905-5638

Mortgage

Document Number	550370344
Date	Oct 6, 2017
Book Page	055037/000344

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 218 Windridge Acres Ct was $6,770.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,100 (+6.08%) Land $220,400 Building $332,700	$553,100 (-) Land $220,400 Building $332,700
2025	$6,770.00	$521,400	$553,100 Land $220,400 Building $332,700
2023		$458,000 Land $220,400 Building $237,600	$458,000 Land $220,400 Building $237,600
2022	$4,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Windridge Acres Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Windridge Acres Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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