233 Whiting Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 233 Whiting Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,878 sqft · built 1979
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,444,167 (Nov 2025)
Tax Bill	$8,140 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21T-12-0234`

Property Details

APN / Parcel Number

Primary APN	`21T-12-0234`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,878 sqft Living Area
Gross Area	4,474 sqft
1st Floor Area	1,320 sqft
Basement Area	168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	50,965 sqft
Lot Dimensions	113 ft deep x 266 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Stoop
Patio Area	727 sqft
Balcony Area	70 sqft
Poultry House	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	233 WHITING LN
City	CHESTERFIELD
State	MO
Zip	63005-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	FOREST HILLS CLUB ESTATES AREA 6 SEC 4 10 26 78 LOT 413
Legal Subdivision	FOREST HILLS CLUB ESTATES AREA 6 SEC 4
Legal Lot Number	413
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3018
Census Tract	221626

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 WHITING LN, CHESTERFIELD, MO 63005-6919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	May 9, 2005 · Amount on Record
Deed Document Number	2025289
Prior Transfer Date	Jun 28, 2007
Prior Transfer Doc	0176002988
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	233 WHITING LN, CHESTERFIELD, MO 63005-6919
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 WHITING LN, CHESTERFIELD, MO 63005-6919

Mortgage

Document Number	2022041900087
Date	Apr 19, 2022
Instrument	2022041900087

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 20, 2025
Property Address	233 WHITING LN, CHESTERFIELD, MO 63005-6919
Document Number	2025112000289
Map Reference	MB 185 PG 8&9
Instrument Date	Nov 3, 2025
Instrument	2025112000289
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20453 W DANIEL PL, BUCKEYE, AZ 85396-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 WHITING LN, CHESTERFIELD, MO 63005-6919

Mortgage

Document Number	2025112000290
Date	Nov 20, 2025
Instrument	2025112000290

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	233 WHITING LN, CHESTERFIELD, MO 63005-6919
Document Number	0236460412
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	233 WHITING LN CHESTERFIELD MO 630056919, CHESTERFIELD, MO 63005-6919

Mortgage

Document Number	0236460412
Date	Aug 8, 2019
Book Page	023646/000412
Instrument	84

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,710 (-) Land $58,920 Building $64,790	$651,100 (-) Land $310,100 Building $341,000
2025	$8,140.00 (-0.11%)	$123,710 (+7.52%) Land $58,920 Building $64,790	$651,100 (+7.51%) Land $310,100 Building $341,000
2024	$8,149.00 (+0.1%)	$115,060 (-) Land $51,070 Building $63,990
2023	$8,141.00 (+14.29%)	$115,060 (+22.64%) Land $51,070 Building $63,990	$605,600 (+22.64%) Land $268,800 Building $336,800
2022	$7,123.00	$93,820 Land $51,070 Building $42,750
2021			$493,800 Land $268,800 Building $225,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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