216 Whiting Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 216 Whiting Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,019 sqft · built 1979
Lot Size	1.11 acres (48,439 sqft)
Owner	2 Individual Names on File
Last Sale	$606,000 (Jul 2026)
Tax Bill	$9,932 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21T-12-0281`

Property Details

APN / Parcel Number

Primary APN	`21T-12-0281`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,019 sqft Living Area
Gross Area	3,919 sqft
1st Floor Area	2,979 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	48,439 sqft
Lot Dimensions	244 ft deep x 184 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	258 sqft
Patio Area	192 sqft
Balcony Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	216 WHITING LN
City	CHESTERFIELD
State	MO
Zip	63005-6917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	FOREST HILLS CLUB ESTATES AREA 6 SEC 4 (10 26 78) LOT 420
Legal Subdivision	FOREST HILLS CLUB ESTATES AREA 6
Legal Lot Number	420
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3018
Census Tract	221626

Owner

216 Whiting Ln is owned and occupied by two individuals who bought it in July 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF MO
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 25, 2017	Quit Claim Deed, Mortgage · Line of Credit ELECTRO SVGS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	2026605
Prior Transfer Date	Aug 24, 2004
Prior Transfer Doc	0000000629
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 30, 2026
Property Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917
Document Number	0000000605
Instrument Date	Jul 24, 2026
Instrument	2026730605
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917

Mortgage

Document Number	0000000606,
Date	Jul 30, 2026
Instrument	2026730606

Lender

Name	BANK OF MO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 7, 2026
Property Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917
Document Number	0000000085
Instrument Date	May 2, 2026
Instrument	202685
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917

Mortgage

Document Number	0000000085,
Date	May 7, 2026
Instrument	202685

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917

Mortgage

Document Number	2023070500232
Date	Jul 5, 2023
Instrument	2023070500232

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917

Mortgage

Document Number	0244165696
Date	Nov 5, 2020
Book Page	24416/5696
Instrument	2020110500833

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2050

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 25, 2017
Property Address	216 WHITING LN, CHESTERFIELD, MO 63005-6917
Document Number	0227081752
Book / Page	022708 / 001752
Instrument Date	Aug 18, 2017
Instrument	318
Transaction Type	Mortgage
Record Updated	Oct 2, 2017
Title Company	GATEWAY TITLE COMPANY, GATEWAY TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 WHITING LN CHESTERFIELD MO 630056917, CHESTERFIELD, MO 63005-6917

Mortgage

Document Number	227081776
Date	Sep 25, 2017
Book Page	022708/001776
Instrument	327

Lender

Name	ELECTRO SVGS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 24, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 216 Whiting Ln was $9,932, down 2.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,280 (-) Land $58,250 Building $85,030	$754,100 (-) Land $306,600 Building $447,500
2025	$9,932.00 (-2.9%)	$143,280 Land $58,250 Building $85,030	$754,100 Land $306,600 Building $447,500
2024	$10,229.00 (+0.09%)
2023	$10,220.00 (+10.39%)	$144,530 (+18.53%) Land $50,500 Building $94,030	$760,700 Land $265,800 Building $494,900
2022	$9,258.00	$121,940 Land $50,500 Building $71,440
2021			$641,800 Land $265,800 Building $376,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 216 Whiting Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Whiting Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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