228 Whiting Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 228 Whiting Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,840 sqft · built 1979
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$619,800 (Sep 2020)
Tax Bill	$9,885 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21T-12-0261`

Property Details

APN / Parcel Number

Primary APN	`21T-12-0261`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	3,623 sqft
1st Floor Area	1,320 sqft
Basement Area	168 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	50,530 sqft
Lot Dimensions	258 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	618 sqft
Patio Area	490 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 WHITING LN
City	CHESTERFIELD
State	MO
Zip	63005-6917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	FOREST HILLS CLUB ESTATES AREA 6 SEC 4 10 26 78 LOT 418
Legal Subdivision	FOREST HILLS CLUB ESTATES AREA 6
Legal Lot Number	418
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3018
Census Tract	221626

Owner

228 Whiting Ln is owned and occupied by two individuals who bought it in September 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 WHITING LN, CHESTERFIELD, MO 63005-6917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	May 10, 2016 · Amount on File
Deed Document Number	2020180
Deed Book / Page	24346 / 1432
Prior Transfer Date	Mar 16, 2007
Prior Transfer Doc	0175240466
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Sep 25, 2020
Property Address	228 WHITING LN, CHESTERFIELD, MO 63005-6917
Document Number	0243461432
Book / Page	24346 / 1432
Map Reference	MB 185 PG 8
Instrument Date	Sep 16, 2020
Instrument	2020092500180
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WHITING LN, CHESTERFIELD, MO 63005-6917

Mortgage

Document Number	2020092500181
Date	Sep 25, 2020
Instrument	2020092500181

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 228 Whiting Ln was $9,885, up 5.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,600 (-) Land $58,810 Building $83,790	$750,500 (-) Land $309,500 Building $441,000
2025	$9,885.00 (+5.06%)	$142,600 Land $58,810 Building $83,790	$750,500 Land $309,500 Building $441,000
2024	$9,409.00 (+0.1%)
2023	$9,400.00 (+4.71%)	$132,910 (+12.41%) Land $50,980 Building $81,930	$699,500 Land $268,300 Building $431,200
2022	$8,977.00	$118,240 Land $50,980 Building $67,260
2021			$622,300 Land $268,300 Building $354,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Whiting Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Whiting Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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