233 State St, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 233 State St, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,935 sqft · built 1957
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$290,500 (Dec 2019)
Tax Bill	$11,875 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`50-00106-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`50-00106-0000-00015`
Alternative APNs	`500010600015` `920`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,215 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Patio Area	320 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	920
Street Address	233 STATE ST
City	UNION BEACH
State	NJ
Zip	07735-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 15.01
Legal Block	106
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	3
Census Block	3012
Census Tract	801800

Owner

233 State St is owned and occupied by an individual who bought it in December 2019.

Source: Monmouth County and Union Beach Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	233 STATE ST, UNION BEACH, NJ 07735-2713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit FINANCIAL RESOURCES FCU
Dec 24, 2019	Grant Deed, Transfer · Conventional with PMI FINANCIAL RSRCS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2019 · Amount on File
Deed Sale	Dec 24, 2019 · Amount on File
Prior Sale	Jun 8, 1955
Deed Document Number	2019123276
Deed Book / Page	9387 / 2626
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	233 STATE ST, UNION BEACH, NJ 07735-2713
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095597372
Date	Nov 22, 2021
Book Page	9559/7372
Instrument	2021168827

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	293 Months
Due	Apr 7, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 24, 2019
Property Address	233 STATE ST, UNION BEACH, NJ 07735-2713
Document Number	0000123276
Book / Page	009387 / 002626
Instrument Date	Nov 13, 2019
Instrument	123276
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 STATE ST UNION BEACH NJ 077352713, UNION BEACH, NJ 07735-2713

Mortgage

Document Number	123277
Date	Dec 24, 2019
Book Page	009387/002659
Instrument	123277

Lender

Name	FINANCIAL RSRCS FCU
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 233 State St was $11,875, up 13.3% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,900 (+7.1%) Land $255,200 Building $337,700	$592,900 (+7.1%) Land $255,200 Building $337,700
2025	$11,875.00 (+13.34%)	$553,600 Land $231,500 Building $322,100	$553,600 Land $231,500 Building $322,100
2024	$10,477.00
2023		$464,800 Land $175,400 Building $289,400	$464,800 Land $175,400 Building $289,400
2022	$9,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	305 (1978–2018)
Claims Outside the SFHA	12 of 305
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 165 claims Severe Storms And Flooding, Mar 2010 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 State St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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