231 State St, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 231 State St, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,194 sqft · built 1973
Lot Size	0.409 acres (17,800 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (May 2022)
Tax Bill	$10,191 (2025)
Deeds & Mortgages	May 2022 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`907-B`

Property Details

APN / Parcel Number

Primary APN	`907-B`
Alternative APNs	`50-00106-0000-00002-02` `50001060000000020002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	17,800 sqft (0.409 acres)
Lot Dimensions	200 ft deep x 89 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Deck Area	306 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	907-B
Street Address	231 STATE ST
City	UNION BEACH
State	NJ
Zip	07735-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	MONMOUTH COUNTY
Legal Block	106
Legal Lot Number	2.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	3
Census Block	3012
Census Tract	801800

Owner

231 State St is owned and occupied by two individuals who bought it in May 2022.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 STATE ST, UNION BEACH, NJ 07735-2713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed, Transfer COASTAL TITLE, COASTAL TITLE AGENCY
Dec 21, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202257901
Deed Book / Page	9597 / 9381
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	0095979381
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 31, 2022
Property Address	231 STATE ST, UNION BEACH, NJ 07735-2713
Document Number	0095979381
Book / Page	9597 / 9381
Instrument Date	May 24, 2022
Instrument	2022057901
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,027.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 COYNE PL, 162, BELFORD, NJ 07718-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 STATE ST, UNION BEACH, NJ 07735-2713

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 21, 2020
Property Address	231 STATE ST, UNION BEACH, NJ 07735-2713
Document Number	0000153249
Book / Page	009466 / 007788
Instrument Date	Oct 20, 2020
Instrument	153249
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 STATE ST UNION BEACH NJ 077352713, UNION BEACH, NJ 07735-2713

Mortgage

Document Number	153250
Date	Dec 21, 2020
Book Page	009466/007820
Instrument	153250

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 231 State St was $10,191, up 14.1% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,700 (+7.49%) Land $258,500 Building $252,200	$510,700 (+7.49%) Land $258,500 Building $252,200
2025	$10,191.00 (+14.08%)	$475,100 Land $234,500 Building $240,600	$475,100 Land $234,500 Building $240,600
2024	$8,933.00
2023		$399,500 Land $177,700 Building $221,800	$399,500 Land $177,700 Building $221,800
2022	$7,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	305 (1978–2018)
Claims Outside the SFHA	12 of 305
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 165 claims Severe Storms And Flooding, Mar 2010 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 State St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures