204 State St, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 204 State St, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,176 sqft · built 2023
Lot Size	0.264 acres (11,500 sqft)
Owner	Company Name on File
Last Sale	$293,000 (Aug 2021)
Tax Bill	$15,517 (2025)
Deeds & Mortgages	Aug 2021 Sale Feb 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`50-00105-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`50-00105-0000-00002-01`
Alternative APNs	`50001050000000020001` `50001050000000021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	1,895 sqft
1st Floor Area	1,035 sqft
Upper Floors Area	1,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Patio Area	286 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	50001050000000021
Street Address	204 STATE ST
City	UNION BEACH
State	NJ
Zip	07735-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Subdivision	UNION PARK
Legal Block	105
Legal Lot Number	2.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	3
Census Block	3012
Census Tract	801800

Owner

204 State St is owned by a company that bought it in August 2021.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2361 HYLAN BLVD, STATEN ISLAND, NY 10306-3159
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed, Transfer PROFESSIONAL ABSTRACT, PROFESSIONAL ABSTRACT & TTL
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 4, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Jun 4, 2019 · Amount on File
Deed Document Number	2021120045
Deed Book / Page	9533 / 6283
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 6, 2021
Property Address	204 STATE ST, UNION BEACH, NJ 07735-2714
Document Number	0095336283
Book / Page	9533 / 6283
Instrument Date	Jul 2, 2021
Instrument	2021120045
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	PROFESSIONAL ABSTRACT, PROFESSIONAL ABSTRACT & TTL

Transaction

Amount	Amount on Record
Tax	$1,660.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 STATE ST, 204, UNION BEACH, NJ 07735-2714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2361 HYLAN BLVD, STATEN ISLAND, NY 10306-3159

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	204 STATE ST, UNION BEACH, NJ 07735-2714
Document Number	0000026431
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STATE ST UNION BEACH NJ 077352714, UNION BEACH, NJ 07735-2714

Mortgage

Document Number	0000026431
Date	Mar 6, 2020
Book Page	009401/004166
Instrument	26431

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 4, 2019
Property Address	204 STATE ST, UNION BEACH, NJ 07735-2714
Document Number	0000048411
Book / Page	009351 / 000929
Instrument Date	May 23, 2019
Instrument	48411
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STATE ST UNION BEACH NJ 077352714, UNION BEACH, NJ 07735-2714

Mortgage

Document Number	48412
Date	Jun 4, 2019
Book Page	009351/000995
Instrument	48412

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	204 STATE ST, UNION BEACH, NJ 07735-2714
Document Number	0000064186
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	AMERICA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STATE ST UNION BEACH NJ 077352714, UNION BEACH, NJ 07735-2714

Mortgage

Document Number	0000064186
Date	Jun 28, 2018
Book Page	009294/009775
Instrument	64186

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 204 State St was $15,517, up 11.5% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,600 (+6.25%) Land $304,500 Building $464,100	$768,600 (+6.25%) Land $304,500 Building $464,100
2025	$15,517.00 (+11.52%) Disabled Person's exemption Veteran's exemption	$723,400 Land $276,300 Building $447,100	$723,400 Land $276,300 Building $447,100
2024	$13,914.00
2023		$458,000 Land $209,400 Building $248,600	$458,000 Land $209,400 Building $248,600
2022	$8,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	305 (1978–2018)
Claims Outside the SFHA	12 of 305
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 165 claims Severe Storms And Flooding, Mar 2010 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 State St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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