233 River Laurel Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 233 River Laurel Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	4 ba · 700 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2025)
Tax Bill	$5,804 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2019 Sale & Mortgage + 1 more
APN	`08-34-0-319-009`

Property Details

APN / Parcel Number

Primary APN	`08-34-0-319-009`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	700 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	233 RIVER LAUREL DR
City	BELLEVILLE
State	IL
Zip	62220-3291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION PHASE 3 LOT 211 A02843852
Legal Subdivision	REUNION
Legal Phase	3
Legal Block	319
Legal Lot Number	211
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3042
Census Tract	503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Apr 8, 2019	Warranty Deed, Transfer · Conventional with PMI HIGHLANDS RESID'L MTG
Aug 21, 2017	Warranty Deed, Transfer · VA Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Apr 8, 2019 · Amount on Record
Deed Document Number	20252843852
Prior Transfer Date	Jul 22, 2014
Prior Transfer Doc	00A2455667
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	233 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291

Mortgage

Document Number	0A02877605
Date	Mar 17, 2026
Instrument	A02877605

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	4.99%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 8, 2019
Property Address	233 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291
Document Number	00A2609035
Instrument Date	Apr 5, 2019
Instrument	2609035
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	233 RIVER LAUREL DR BELLEVILLE IL 622203291, BELLEVILLE, IL 62220-3291

Mortgage

Document Number	A2609036
Date	Apr 8, 2019
Instrument	2609036

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 21, 2017
Property Address	233 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291
Document Number	00A2548725
Instrument Date	Aug 18, 2017
Instrument	2548725
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	233 RIVER LAUREL DR BELLEVILLE IL 622203291, BELLEVILLE, IL 62220-3291

Mortgage

Document Number	A2548726
Date	Aug 21, 2017
Instrument	2548726

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,804.00 (+4.39%) Homeowner's exemption	$73,446 (+6.08%) Land $9,795 Building $63,651	$220,338 (+6.08%) Land $29,385 Building $190,953
2024	$5,560.00	$69,237 (+30.72%) Land $9,234 Building $60,003	$207,711 (+30.72%) Land $27,702 Building $180,009
2022		$52,965 Land $8,147 Building $44,818	$158,895 Land $24,441 Building $134,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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