225 River Laurel Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 225 River Laurel Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,988 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2026)
Tax Bill	$5,648 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
APN	`08-34-0-319-007`

Property Details

APN / Parcel Number

Primary APN	`08-34-0-319-007`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,988 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	225 RIVER LAUREL DR
City	BELLEVILLE
State	IL
Zip	62220-3291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION PHASE 3 LOT 209 A02674394
Legal Subdivision	REUNION
Legal Phase	3
Legal Block	319
Legal Lot Number	209
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3042
Census Tract	503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Nov 5, 2020	Quit Claim Deed, Transfer · VA Mortgage PENNYMAC
Jun 26, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Nov 5, 2020
Deed Document Number	20262881863
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0002674394
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 29, 2026
Property Address	225 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291
Document Number	0A02881863
Instrument Date	Apr 21, 2026
Instrument	20262881863
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291

Mortgage

Date	Apr 29, 2026

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 5, 2020
Property Address	225 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291
Document Number	00A2674394
Instrument Date	Aug 19, 2020
Instrument	2674394
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	AMROCK TITLE COMPANY, AMROCK TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 RIVER LAUREL DR BELLEVILLE IL 622203291, BELLEVILLE, IL 62220-3291

Mortgage

Document Number	A2674395
Date	Nov 5, 2020
Instrument	2674395

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 26, 2018
Property Address	225 RIVER LAUREL DR, BELLEVILLE, IL 62220-3291
Document Number	00A2580655
Instrument Date	Jun 21, 2018
Instrument	2580655
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	TOWN AND COUNTRY TITLE GUARANTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 RIVER LAUREL DR BELLEVILLE IL 622203291, BELLEVILLE, IL 62220-3291

Mortgage

Document Number	A2580658
Date	Jun 26, 2018
Instrument	2580658

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,648.00 (+4.42%) Homeowner's exemption	$71,623 (+6.08%) Land $11,575 Building $60,048	$214,869 (+6.08%) Land $34,725 Building $180,144
2024	$5,409.00	$67,518 (+31.64%) Land $10,912 Building $56,606	$202,554 (+31.64%) Land $32,736 Building $169,818
2022		$51,289 Land $9,629 Building $41,660	$153,867 Land $28,887 Building $124,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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