St. Clair County property record for 232 River Laurel Dr, Belleville, IL 62220
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,240 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,000 (Feb 2016) |
| Tax Bill | $6,107 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2021 Second Mortgage |
| APN | 08-34-0-316-006 |
| Primary APN | 08-34-0-316-006 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Mixed |
| Garage Area | 80 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|
| Street Address | 232 RIVER LAUREL DR |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62220-3290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REUNION PHASE 3 LOT 236 A02484784 |
| Legal Subdivision | REUNION |
| Legal Phase | 3 |
| Legal Block | 316 |
| Legal Lot Number | 236 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 503304 |
232 River Laurel Dr is owned and occupied by two individuals who bought it in February 2016.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 RIVER LAUREL DR, BELLEVILLE, IL 62220-3290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2016 · Amount on File |
| Deed Sale | Feb 17, 2016 · Amount on File |
| Prior Sale | Aug 31, 2006 · Amount on File |
| Deed Document Number | 20162484784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 232 RIVER LAUREL DR, BELLEVILLE, IL 62220-3290 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 232 RIVER LAUREL DR, BELLEVILLE, IL 62220-3290 |
| Document Number | 0A02781034 |
|---|---|
| Date | May 15, 2023 |
| Instrument | A02781034 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 232 RIVER LAUREL DR, BELLEVILLE, IL 62220-3290 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 232 RIVER LAUREL DR, BELLEVILLE, IL 62220-3290 |
| Document Number | 0A02730225 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | A02730225 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 232 River Laurel Dr was $6,107 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Belleville City |
| County | St. Clair County |
| Elementary School District | Belleville School District 118 (PK - 08) |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,107.00 | $76,963 Land $11,756 Building $65,207 | $230,889 Land $35,268 Building $195,621 |
| 2022 | $55,826 Land $9,781 Building $46,045 | $167,478 Land $29,343 Building $138,135 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 232 River Laurel Dr; there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 232 River Laurel Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Wisper ISP.
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