Madison County property record for 233 Ranchero Dr, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,492 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Sep 2018) |
| Tax Bill | $7,310 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage May 2019 Mortgage + 4 more |
| APN | 11-2-10-11-15-401-014 |
| Primary APN | 11-2-10-11-15-401-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 233 RANCHERO DR |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEWOOD MEADOWS 1ST ADDN LOT 73 85 X 120 |
| Legal Subdivision | SADDLEWOOD MEADOWS 1ST ADDN |
| Legal Lot Number | 73 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 403801 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 233 RANCHERO DR, HAMEL, IL 62046-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MEMBERS FCU |
| May 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BRADFORD NATL BANK GREENVILLE |
| Sep 21, 2018 | Warranty Deed, Transfer MADISON COUNTY TITLE |
| Dec 13, 2017 | Loan Modification, Mortgage BEST HOMETOWN BK |
| Mar 16, 2017 | Warranty Deed, Transfer SADDLEWOOD DEVELOPMENT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Mar 16, 2017 · Amount on Record |
| Deed Document Number | 201829776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 233 RANCHERO DR, HAMEL, IL 62046-4400 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005225 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023R05225 |
| Name | MIDWEST MEMBERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 11, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 233 RANCHERO DR, HAMEL, IL 62046-4400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MADISON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015094 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019R15094 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 233 RANCHERO DR, HAMEL, IL 62046-4400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MADISON COUNTY TITLE II LLC |
| Name | Verified Name |
|---|
| Document Number | 0000027595 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020R27595 |
| Name | BRADFORD NATL BANK GREENVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 21, 2018 |
| Property Address | 233 RANCHERO DR, HAMEL, IL 62046-4400 |
| Document Number | 0000029776 |
| Map Reference | PC65 PG211 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 2018R29776 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | MADISON COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4820 W MAIN ST, BELLEVILLE, IL 62226-4723 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 233 RANCHERO DR, HAMEL, IL 62046-4400 |
| Document Number | 0000043662 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 197 E US HIGHWAY 40 TROY IL 622942262, TROY, IL 62294-2262 |
| Document Number | 0000043662 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 43662 |
| Name | BEST HOMETOWN BK |
|---|---|
| Address | COLLINSVILLE, IL 62234-3209 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 26, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 16, 2017 |
| Property Address | 233 RANCHERO DR, HAMEL, IL 62046-4400 |
| Document Number | 0000008867 |
| Map Reference | PL CAB 65 PG 211 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 2017R08867 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | MADISON COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 E US HIGHWAY 40 # B, B, TROY, IL 62294-2262 |
| Document Number | 0000008869 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 2017R08869 |
| Name | SADDLEWOOD DEVELOPMENT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | POCAHONTAS, IL 62275 |
| Amount | Amount Recorded |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,310.00 (+12.63%) | $117,400 (+35.24%) Land $13,690 Building $103,710 | $352,200 (+35.1%) Land $41,070 Building $311,130 |
| 2024 | $6,490.00 (+29.96%) | ||
| 2022 | $4,994.00 | $86,810 Land $10,120 Building $76,690 | $260,690 Land $30,390 Building $230,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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