Madison County property record for 229 Ranchero Dr, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,738 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Sep 2025) |
| Tax Bill | $9,018 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| APN | 11-2-10-11-15-401-015 |
| Primary APN | 11-2-10-11-15-401-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 229 RANCHERO DR |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEWOOD MEADOWS 1ST ADDN LOT 74 85 X 120 |
| Legal Subdivision | SADDLEWOOD MEADOWS 1ST ADDN |
| Legal Lot Number | 74 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 403801 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 229 RANCHERO DR, HAMEL, IL 62046-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage SCOTT CU |
| Mar 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK |
| Jan 10, 2019 | Trustee's Deed, Construction Loan · Line of Credit BEST HOMETOWN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Mar 4, 2020 · Amount on Record |
| Deed Document Number | 202526694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 24, 2025 |
| Property Address | 229 RANCHERO DR, HAMEL, IL 62046-4400 |
| Document Number | 0000026694 |
| Map Reference | PC 65 PG 211 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025R26694 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 229 RANCHERO DR, HAMEL, IL 62046-4400 |
| Document Number | 0000026695 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025R26695 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.38% |
| Max Rate At Change | 7.38% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 4, 2020 |
| Property Address | 229 RANCHERO DR, HAMEL, IL 62046 |
| Document Number | 0000007519 |
| Map Reference | PC65 PG211 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 2020R07519 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | MADISON COUNTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 887, MOUNT VERNON, IL 62864-0018 |
| Document Number | 0000007520 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020R07520 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 10, 2019 |
| Property Address | 229 RANCHERO DR, HAMEL, IL 62046 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 1226 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 7, 2019 |
| Title Company | MADISON COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6010 LUDWIG RD POCAHONTAS IL 622751934, POCAHONTAS, IL 62275-1934 |
| Document Number | 0000001226 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 1226 |
| Name | BEST HOMETOWN BK |
|---|---|
| Address | COLLINSVILLE, IL 62234-3209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 9, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,018.00 (+9.59%) Homeowner's exemption | $137,270 (+10.47%) Land $13,280 Building $123,990 | $411,810 (+10.47%) Land $39,840 Building $371,970 |
| 2024 | $8,229.00 (+17.17%) | $124,260 (+22.4%) Land $12,020 Building $112,240 | $372,780 (+22.28%) Land $36,060 Building $336,720 |
| 2022 | $7,023.00 | $101,520 Land $9,820 Building $91,700 | $304,864 Land $29,489 Building $275,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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