217 Ranchero Dr, Hamel, IL 62046 Property Records

Madison County property record for 217 Ranchero Dr, Hamel, IL 62046

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,682 sqft · built 2020
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Oct 2019)
Tax Bill$9,466 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2019 Sale
+ 1 more
APN11-2-10-11-15-401-018

Property Details

APN / Parcel Number

Primary APN11-2-10-11-15-401-018

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,682 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Construction TypeFrame
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions170 ft deep x 64 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address217 RANCHERO DR
CityHAMEL
StateIL
Zip62046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLEWOOD MEADOWS 1ST ADDN LOT 77 63.99 X 170.77 IRREGULAR
Legal SubdivisionSADDLEWOOD MEADOWS 1ST ADDN
Legal Lot Number77
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4014
Census Tract403801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 565, HAMEL, IL 62046-0565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF HILLSBORO
Oct 1, 2019Warranty Deed, Transfer
MADISON COUNTY TITLE
Jan 10, 2019Trustee's Deed, Construction Loan · Line of Credit
BEST HOMETOWN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2019 · Amount on Record
Deed SaleOct 1, 2019 · Amount on Record
Deed Document Number201931563
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address217 RANCHERO DR, HAMEL, IL 62046
Transaction TypeMortgage
Record UpdatedApr 19, 2021
Title CompanyMADISON COUNTY TITLE II

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038774
DateOct 26, 2020
Instrument2020R38774
Lender
NameBANK OF HILLSBORO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035
Interest
Rate TypeFixed Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateOct 1, 2019
Property Address217 RANCHERO DR, HAMEL, IL 62046
Document Number0000031563
Instrument DateSep 30, 2019
Instrument31563
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyMADISON COUNTY TITLE

Transaction

AmountAmount Recorded
Tax$448.35
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 565 HAMEL IL 620460565, HAMEL, IL 62046-0565

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON IL
Recording DateJan 10, 2019
Property Address217 RANCHERO DR, HAMEL, IL 62046
Instrument DateJan 2, 2019
Instrument1228
Transaction TypeConstruction Loan
Record UpdatedFeb 7, 2019
Title CompanyMADISON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6010 LUDWIG RD POCAHONTAS IL 622751934, POCAHONTAS, IL 62275-1934

Mortgage

Document Number0000001228
DateJan 10, 2019
Instrument1228
Lender
NameBEST HOMETOWN BK
AddressCOLLINSVILLE, IL 62234-3209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 9, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,466.00 (-0.67%)$160,130 (+35.22%) Land $17,170 Building $142,960$480,390 (+35.09%) Land $51,510 Building $428,880
2024$9,530.00 (+17.38%)
2022$8,119.00$118,420 Land $12,700 Building $105,720$355,615 Land $38,138 Building $317,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMEL
serves 1,087 people · EPA ID IL1190450
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Madison Communications
Fiber
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30

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