233 Oak Br Dr, Berea, KY 40403 Property Records

Madison County property record for 233 Oak Br Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$325,000 (Apr 2023)
Tax Bill$3,064 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0060-0002-0134

Property Details

APN / Parcel Number

Primary APN0060-0002-0134
Alternative APNs
  • 146396
  • 88387
  • 76563

Location & Zoning

Account Number76563
Street Address233 OAK BRANCH DR
CityBEREA
StateKY
Zip40403-9581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE OAKS LOT 134 UNIT 2
Legal SubdivisionTHE OAKS
Legal Lot Number134
Legal Unit2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2006
Census Tract11401

Owner

233 Oak Br Dr is owned and occupied by an individual who bought it in April 2023.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address233 OAK BRANCH DR, BEREA, KY 40403-9581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed of Trust, Mortgage · VA Mortgage
EQUITY PRIME MORTGAGE LLC
Apr 4, 2023Deed, Transfer · VA Mortgage
US BANK NA
Sep 19, 2022Deed, Transfer · Line of Credit
COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2023 · Amount on File
Deed SaleApr 4, 2023 · Amount on File
Prior SaleSep 19, 2022 · Amount on File
Deed Document Number2014138900
Deed Book / PageD836 / 421
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address233 OAK BRANCH DR, BEREA, KY 40403-9581
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 OAK BRANCH DR, BEREA, KY 40403-9581

Mortgage

Document Number0M2448/742
DateMar 3, 2026
Book PageM2448/742
Instrument2014322964
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateApr 4, 2023
Property Address233 OAK BRANCH DR, BEREA, KY 40403-9581
Document Number00D836/421
Book / PageD836 / 421
Map ReferenceCAB 25 SL 212
Instrument DateMar 31, 2023
Instrument2014138900
Transaction TypeTransfer
Record UpdatedFeb 2, 2024
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 ANGEL SPUR, BEREA, KY 40403-9471

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address233 OAK BRANCH DR, BEREA, KY 40403-9581
InvestorPossibly a Property Investor

Mortgage

Document Number2014138903
DateApr 4, 2023
Instrument2014138903
Lender
NameUS BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2053

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 19, 2022
Property Address233 OAK BRANCH DR, BEREA, KY 40403-9581
Document Number00D829/219
Book / PageD829 / 219
Map ReferenceCAB 25 SL 212
Instrument DateSep 16, 2022
Instrument2014111831
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount on Record
Tax$42.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address231 OAK BRANCH DR, BEREA, KY 40403-9581

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 ANGEL SPUR, BEREA, KY 40403-9471

Mortgage

Document Number2014111832
DateSep 19, 2022
Instrument2014111832
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term9 Months
DueJun 16, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 233 Oak Br Dr was $3,064 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,064.00 Additional exemption filed$325,000$325,000
2023$407.00$42,000$42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 233 Oak Br Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Oak Br Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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