Madison County property record for 231 Oak Br Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,317 sqft |
| Lot Size | 0.284 acres (12,409 sqft) |
| Owner | Company Name on File |
| Last Sale | $369,000 (Aug 2023) |
| Tax Bill | $3,479 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0002-0133 |
| Primary APN | 0060-0002-0133 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,317 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,409 sqft (0.284 acres) |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 69517 |
|---|---|
| Street Address | 231 OAK BRANCH DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 133 UNIT 2 |
| Legal Subdivision | THE OAKS |
| Legal Lot Number | 133 |
| Legal Unit | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11401 |
231 Oak Br Dr is owned by a company that bought it in August 2023.
Source: Madison County records, as of June 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 232 OLD VIKING DR, MOREHEAD, KY 40351-7579 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed, Transfer · Commercial Mortgage FIRST FEDERAL SAVINGS & LOAN ASSOC |
| Feb 5, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA CENTRAL KENTUCKY |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Aug 5, 2022 · Amount on File |
| Deed Document Number | 202314162856 |
| Deed Book / Page | 842 / 415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 21, 2023 |
| Property Address | 231 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Number | 00D842/415 |
| Book / Page | D842 / 415 |
| Map Reference | CAB 21 SL 218 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2014162856 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 FARMINGTON CT, RICHMOND, KY 40475-2272 |
| Name | Verified Name |
|---|---|
| Address | 232 OLD VIKING DR, MOREHEAD, KY 40351-7579 |
| Document Number | 2014162857 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2014162857 |
| Name | FIRST FEDERAL SAVINGS & LOAN ASSOC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 231 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01916/361 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | M01916/361 |
| Instrument | 2014006802 |
| Name | FIFTH THIRD BANK NA CENTRAL KENTUCKY |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 231 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01981/749 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | M01981/749 |
| Instrument | 2014021131 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 231 Oak Br Dr was $3,479.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,479.00 | $369,000 | $369,000 |
| 2023 | $2,473.00 (-0.32%) | $255,000 (-) | $255,000 (-) |
| 2022 | $2,481.00 | $255,000 | $255,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Oak Br Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Oak Br Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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