229 Oak Br Dr, Berea, KY 40403 Property Records

Madison County property record for 229 Oak Br Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,993 sqft · built 2005
Owner	Individual Name on File
Last Sale	$340,000 (Mar 2023)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0060-0002-0132`

Property Details

APN / Parcel Number

Primary APN	`0060-0002-0132`
Alternative APNs	`102640` `111666` `40857`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,993 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	40857
Street Address	229 OAK BRANCH DR
City	BEREA
State	KY
Zip	40403-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS LOT 132 UNIT 2
Legal Subdivision	THE OAKS
Legal Lot Number	132
Legal Unit	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2006
Census Tract	11401

Owner

229 Oak Br Dr is owned and occupied by an individual who bought it in March 2023.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	229 OAK BRANCH DR, BEREA, KY 40403-9581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Jun 27, 2005 · Amount on File
Deed Document Number	2014137202
Deed Book / Page	D836 / 55
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 21, 2023
Property Address	229 OAK BRANCH DR, BEREA, KY 40403-9581
Document Number	000D836/55
Book / Page	D836 / 55
Map Reference	CAB 21 SL 218
Instrument Date	Mar 21, 2023
Instrument	2014137202
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 EASTERN BYP # 1140, 1140, RICHMOND, KY 40475-2562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 OAK BRANCH DR, BEREA, KY 40403-9581

Mortgage

Document Number	2014137203
Date	Mar 21, 2023
Instrument	2014137203

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 229 Oak Br Dr was $3,206 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 Additional exemption filed	$340,000	$340,000
2023	$3,128.00	$322,500	$322,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Oak Br Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Oak Br Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20